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determined to be debtfree!
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Tuesday!
Well today we're going to the panto :j
I have spent most of the night awake though, i feel ill (again :mad:) and so does ds2so between us we've been coughing, crying (ds not me although i felt like it when he had me up for the millionth time) and blowing our noses
I officially hate winter colds
DH went out and got me some tablets so hoping they kick in whilst he is out running now as i need to get into gear and get kids fed, dressed & out the door by 1pm :eek:
Just checked bank, rounded it down and transferred £2.50 out to my savings pot. I have £100 left now till pay day. We also get child benefit next monday but as i'm short next month i'd preferably like to save it. But money seems to be going out as quick as it's coming in lately!!
I spend £16 posting some parcels yesterday :eek: spent another £60 in ald* &dh spent money on petrol so we're down to 100 now, should be plenty but we'll see. DH is taking the kids swimming on xmas eve so i can make up the dolls house, and charge ds2 monster thing up for xmas day :T so that will be £20 gone there! Also i promised kids a take out on christmas eve so can wave goodbye to another £20 or so there :eek:! Hoping MIL will give us some cash towards the foodshe usually does, although i'd never ask so if she doesn't oh well!
Right cup of tea time & wait for tablets to work then getting ready for panto :beer: have a fab day all
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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No news on the £200.50 that is missing !!!
But strangely I had a random call from the letting agents management dept about the money i'd claimed for from previous tenants destroying the home (:mad:) i'd given up hope on a positive outcome but they have agreed to pay 1/3 of costs i had to pay for carpet & garden :jwhich is definitely better than nothing and I won't dispute it as I had no schedule of condition! So that equates to around £200 :j:T
My dad has just transferred £200 into my bank account for myself, dh & kids so have put £50 straight into ds1 account and left the rest for jan sales :T i think i may be able to affford some new pans now yey :T
I'm FULL of cold, feel really yukky and sore nosejust hoping it clears by saturday now
I get child benefit tomorrow instead of monday so can't touch that as that is my food money next week! Also hoping that £200 from tenant's bond will be with me by Jan! That will get my savings off to a nice start!
Not doing much today apart from the usual chores. I've also added up my quidco that is outstanding and there is £126 tracked and not paid yet :eek: so hoping that clears soon can either go towards gift fund or emergency funds/savings :TMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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It's not going too well for you at the moment healthwise.
I wish I could wave a wand and make you feel better.
Good news on the money from your previous tenants. I always hope I spell that word correctly and it is not the way of the beer. :rotfl:
Will pop in again before Christmas, hopefully.
If not :xmassign:June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
thank you bonnington
Well I am still full of cold but have more energy today :j -good job too as ds2 was sick all over the bed at around 4am this morningreally hoping it's a 24 hour thing, i'd hate for everyone to be ill or getting over it on xmas day
Was going to go into town yesterday but put it off as not well so may venture out today, lil one can go to sleep in pram and i can get the few bits i need & some fresh air. Don't really fancy all the crowds but I suppose if i'm not in a rush or panic to get anything i can just let the madness go on around me!
Child benefit has gone in :T have left it in main account. Must not touch it though! or else beans on toast next week for lunch & dinner :rotfl:!
dfw :AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
Hi DFW
Hope you all feel better soon, you're very brave battling the crowds. I'm doing my food shop tomorrow :eek: but will be dragging everyone out early doors as I can't tolerate the madness later on!0 -
*WAVES* hi choo
i didn't get to go into town, dh has gone instead with dd, ds2 has poorly tummy now so thought i ought to stay in bless him
So have got a head start on the budget instead:
Transferred from money that has already come in for Jan: to:
school fees £130
Music lessons £26
Landlord insurance: £10
Car- MOT/Service/ Insurance: £76
Prescriptions/ Dentist- £15
Emergency Funds- £100
Present fund for 2012- £50
=£407 from budget (already :eek: )
Also received a £15 voucher in the post for surveys so has gone straight into gift funds envelope(have £35 already towards next yr yay)
ok anyway off to clean some more bedding that ds was sick on last night (yuk)
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Goodness me, you are far too organised for someone who is poorly with sickly children ! You are putting me to shame !!
Hope you and your little one feel much better soon xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
evening all!
Well ds2 feeling better :j
DD been sick 5 times this eveningreally hoping she is on the mend by christmas!
Just popping in to wish everyone a merry xmas in case kids are too ill tomorrow for me to be able to pop on.....i've been on a few diaries (that were near the top of my subscribed list) and haven't had a chance to go through them all seperately to wish you all a :santa2::xmassign::xmastree::xmassmile:snow_grin
so please accept my apologies if i've left you outdd is so sick so need to get off here with bleach in hand & cloth incase of more sick :rotfl::xmassign: TO ME :rotfl:
i'll be back when i can
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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So sorry to hear the little ones are unwell. It is always around Christmas, me and OH were talking about it earlier and I think nearly 4 out of 6 Christmases in this house someone has been ill :mad: DD is streaming snot but this doesn't normally stop her or keep her down.
I hope everyone picks up in your house and you have a nice ChristmasJust keep swimming!0 -
Wishing you a happy and hopefully healthy christmas I hope you all feel a little more normal for the big dayMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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