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determined to be debtfree!

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  • All the other carp would be so much better with some good tenant news.

    Keep at them and keep your chin up. Its baltic today, at least the wind has died down..
    Trying to shift that debt!
  • aye, if i had tenants, i'd have the money to pay for all the other bits lol!

    Just left another message :o determined to get an answer before the weekend! I seriously am praying now they haven't backed out i think i will cry :(:cry: needless to say, i have fallen out of love with [STRIKE]my[/STRIKE] prospective tenants already! :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • WOW think this is a fab idea, may have to do this next year..... http://www.moneysavingexpert.com/shopping/christmas-iou-certificate

    not quite sure why i've never thought to do it before, not rocket science ideas is it lol x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • good idea!
    Trying to shift that debt!
  • ok so first the tenants. then the car. NOW the microwave, it has just blown up whilst making soup for the kids :(:mad::eek::(:(:(:(:(:(:(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Its really not going well today for you is it. I hope things inprove
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • thats your three, open the wine, nowt else bad is coming up. xx
    Trying to shift that debt!
  • lol i thought exactly that when the microwave blew up :rotfl:

    Well i found my bank card after having a major melt down when i couldn't order 15 scarves i don't need, don't have money for but needed cos they were on sale. :o. But it's ok i found the card, realised someone was trying to tell me something so cancelled 5 scarves and just ordered 10 :o:rotfl:. So 10 presents down on my 2012 list :T reduced from £35 to £1.34 (inc. p&p & cashback) and i liked them even if hardly anyone else on the grabbit board did :rotfl:

    My sister caught me having the melt down (on fb by inboxing me half way through it) and has transferred £30 to my account for the kids xmas money but told me to use it if my tenancy money doesn't show up and to replace it when i get it :T so bank account up £30 and then down £14 for the scarves :o

    Have a blinding headache a zillion jobs that need doing but i just wanna 'mong' and do SFA. Chicken pie & mash for dinner. Nice n quick. And heating is back on so i feel a bit of a failure having not made it to at least Jan (the worst weather) without having it on all day ... oh well the kids lips were turning blue, my hands were numb (bad circulation anyway!) so it's on and hopefully we will all be happier now :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We have the heating on and now i need a nap! It is drying washing so i think it is ok :)

    Sounds a bargin for the scarves - want to look but must not spend any more. I hope you headache disappears and that you get a little rest :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Aww it will be fine.

    Wrap yourselves in scarves if you really feel the need to switch off!

    Keep smiling, things will be ok!
    Trying to shift that debt!
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