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12 to 24 week pregnancy thread

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  • twigpig
    twigpig Posts: 1,210 Forumite
    VICSH wrote: »
    Apologies for starting off something, as far as I am aware bank holidays do accrue if in your contract that pubic holidays are paid for and the office is closed (which mine does).QUOTE]


    My office never closes, but we still accrue them - I think it comes down to your individual terms and condition, not helpful, I know :)
    TTC #3..........
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Changing Bags - I am extremely jealous of my friends Radley changing bag which is gorg but I've been using the free Boots one for over 2yrs now and its still going strong. You still get a voucher for a free one too :) I got another one in the post this week.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twigpig
    twigpig Posts: 1,210 Forumite
    LannieDuck wrote: »
    If my reading of the HMRC guidance is correct....

    With a salary sacrifice scheme you don't 'buy' your vouchers - you agree to a reduction in your total salary in exchange for a set amount of childcare vouchers each month. I think that's the important distinction.

    That makes a little bit more sense, only a little bit mind you ;) :rotfl:
    TTC #3..........
  • twigpig
    twigpig Posts: 1,210 Forumite
    VICSH wrote: »


    Printed! How can they argue with that - thank you all for the info :)
    TTC #3..........
  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    sjlou wrote: »
    Looking online, if you work full time 5 days per week statutory holiday entitlement is 28 days. I believe that its these days you should accrue.
    We get 25 days + 8 bank holidays, so I can only accrue 3 bank holidays.

    28 days is the statutory entitlement, but your work give a non-cash benefit of an additional 4 days' leave (32 days total annual leave).

    They can't reduce the non-cash benefits they give you when you go on maternity leave.
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
  • twigpig wrote: »
    Just sticking my head in the from <12w thread :)

    In my company, if you are earning enough to pay for them, they will deduct this from your pay as usual. If you are on SMP or no pay, the company will fund the cost until the end of your maternity leave. I'd be very surprised if they're effectvely free - has anyone had any experience of actually getting them free?

    TWIGPIG !!! WAVES FRANTICALLY !!! :j:j:j:j:j:j:j:j:j Congratulations. We shared this journey before my little one is 23 months :)
    Just take each day as it comes. :)
    Bump due 18th January :j
  • becca0417
    becca0417 Posts: 3,114 Forumite
    I've been Money Tipped!
    TeamLowe wrote: »
    I always feel like a right outsider around here because i'm not going back to work for various reasons that i won't go into as i don't want it to seem like i'm judging others for their choices.

    DH earns enough that I dont *have* to work but I'm planning to get evening work if needed for either extra pennies or to save my sanity lol and that way there'll always be one of us at home, which is how my parents did it when i was younger

    I'm not going back either TL but think I'll do something maybe one day a week.

    Time is going so quickly at the moment, I want it to slow down! So enjoying being pregnant :)

    16+3
    First baby due 3/3/14 - Team Yellow! Our little girl born 25/2/14 :D
  • becca0417
    becca0417 Posts: 3,114 Forumite
    I've been Money Tipped!
    First baby due 3/3/14 - Team Yellow! Our little girl born 25/2/14 :D
  • con1888
    con1888 Posts: 1,847 Forumite
    Ninth Anniversary Combo Breaker
    It's a long time away for me ( not due til March) but reg childcare i'm pretty sorted, my mum is a childminder and will keep me a place :) means I can 'take advantage' as she will be more flexible than an 'unknown' childminder would be. I will pay her of course.
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