Help car was impounded now finance company have it

Jeff_Bridges_hair

Gene_Hunt wrote: »

No.

Don't give legal advice when you don't know the law.;)

Come on then mr know it all tell us the law..

atrixblue.-MFR-.

Jeff_Bridges_hair wrote: »

Come on then mr know it all tell us the law..

would you encourage a 10 year old to put his hand in a fire?

dont encourage IT just IGNORE IT.

Misslady_2

atrixblue.-MFR-. wrote: »

OP you said your licence was at your mums you and you forgot to send it, do you live at a different address? and your licence registered at your mums? have you declaired a change of address?, as your licence HAS to follow you at every address you reside at if you live at one address and licence registered at another your liable for £1000 fine, and your licence will be invalid.

i'm affraid you wont hear the last of this either, you maybe reported to the CPS for driving without a valid licence and valid insurance, if your insurance was revoked, (this is arguable and maybe beaten in court under special circumstances) if convicted of both at a magistrate if plead guilty a ban is most likely with a fine and costs, plead not guilty then a jury will decide, if found guilty a lenghy ban and hefty fine plus costs. i'd wait to see of you have a NIP through the post soon

Thanks yes i have changed my address now as i have recently moved out full time. Yes i was made aware by the police that i would have to go to court for the matter. However was unaware i could be banned, I was told by the officer it maybe 6 points and a fine, however they advised I maybe able to plea the insurance issue as I have always been covered and was unaware my licence had been revoked - Well what i thought was covered by insurance!! which actually was not

Jeff_Bridges_hair

Misslady wrote: »

Thanks yes i have changed my address now as i have recently moved out full time. Yes i was made aware by the police that i would have to go to court for the matter. However was unaware i could be banned, I was told by the officer it maybe 6 points and a fine, however they advised I maybe able to plea the insurance issue as I have always been covered and was unaware my licence had been revoked - Well what i thought was covered by insurance!! which actually was not

did you inform your insurance company when you renewed that you had points on your license?

Jeff_Bridges_hair

atrixblue.-MFR-. wrote: »

would you encourage a 10 year old to put his hand in a fire?

dont encourage IT just IGNORE IT.

good point.

you a hammers fan?

Ouch

atrixblue.-MFR-.

Misslady wrote: »

Thanks yes i have changed my address now as i have recently moved out full time. Yes i was made aware by the police that i would have to go to court for the matter. However was unaware i could be banned, I was told by the officer it maybe 6 points and a fine, however they advised I maybe able to plea the insurance issue as I have always been covered and was unaware my licence had been revoked - Well what i thought was covered by insurance!! which actually was not

get yourself a good motoring solicitor, both convictions ARE beatable in court with a GOOD solicitor.

even if you were part time at your mums and part time elsewhere, the place you spent more often than the other is where your license should have been registered at so any NIP or dvla contact could have been picked up earlier.

did you notify the insurance of your points during the revoke period, if so then this would of been a constant reminder that you needed to send it off not to sound nasty but to put it factually and bluntly.
if you knew but didnt delcair them very naughty, because you were actually/possibly obtaining cheaper cover of insurance by defruading your insurance company who may yet decide to revoke cover due to this fact as a one step too far measure they surely should be asking for a copy of your licence soon due to this.

atrixblue.-MFR-.

Jeff_Bridges_hair wrote: »

good point.

you a hammers fan?

Ouch

no not like west ham not like football much.

very much into my music especially iron maiden. \../ \../
\ \ / /

Jeff_Bridges_hair

atrixblue.-MFR-. wrote: »

no not like west ham not like football much.

very much into my music especially iron maiden. \../ \../
\ \ / /

ahh i seee... it was the up the irons that confused me

atrixblue.-MFR-.

Jeff_Bridges_hair wrote: »

did you inform your insurance company when you renewed that you had points on your license?

judging by the dodging of that question and answering of other i would guess NO, she hasnt been fully truethfull to her insurers, they will findout, as they will most probably require OP to send a copy of her license (photo and paper counter part) to them, over this matter. thats even if she has contacted them to query revokation.

why oh why doesnt the insurers and dvla team up to do checks on quoatations! before purchase there for they can update the DVLA on new addresse and send leters to them informing they are not licenced, they have no right to a licence entitlement etc?

as i suspect the insurers will revoke cover based upon this and her not declairing her points if she hasnt.

bigjl

If you have inadvertently broken the terms and conditions of your policy then surely it is up to the insurance company to say your insurance is void, not the police, they can suspect it but not action it.

If the insurance company accepted it as an error in good faith then what is the problem.

However it is very common for people with points to ask for a new licence then keep the old one to produce when asked, so they can show a clean licence, the ANPR system is very good at getting to the bottom of such things though.