Help car was impounded now finance company have it

Misslady_2 · 5 January 2011 at 4:32PM

Finance company have taken my car from pound and I need to know where I legally stand.

Hi guys I need some help with my car being taken by welcome finance even though i have not defaulted on any payments with them.

On the 24th December 2010, my car was seized, by the police on a random check, they asked me if i had a licence i explained that i have held a licence for 10 years. They advised me shockingly that my licence had been revoked in 2008! I was obviously shocked and explained that i have always insured my car have rented cars here and abroad and had previously been stopped with a friend whose car was untaxed on the way to the garage for an mot, as she did not hold a full licence she was able to comtinue driving with me beside her??? However my car was seized. I was told it could be collected with someone who has fully comprehensive insurance. whenattending the pound that evening i was told that the person collectiong the vehicle must be insured to drive my paticular car? i Then proceeded to look for insurance for my relative full or temp, this proved difficult as you have to be the registered keeper or temp insurance does not allow u to take the car out of a pound.

Jeff_Bridges_hair · 5 January 2011 at 4:35PM

Did you owe them money?

more facts on why it was there and what the finance company have regarding this would be ever so helpful

[Deleted User] · 5 January 2011 at 4:35PM

Why did they take it? Did you not pay?

alleycat` · 5 January 2011 at 4:35PM

The obvious questions would be:

Why was it impounded (and by whom)?
How long was it impounded before they took it?
Are you up to date with payments to the finance company?

Misslady_2 · 5 January 2011 at 4:49PM

I explained this to the pound who said that there are companies that insure i will just have to find one, when asking for companies they failed to tell me. On the 29th Dec i went to borehamwood where i thought i could get a new licence on a same day service as told, i was told to send my application by recorded delivery to the manager with a note explaining my dilemma, I did this immediately.
I then rang the pound to explain I had done this, and was told that the past 4 days were free due to the xmas period and the amount due is £170. (one days storage £20 and release fee £150). I also asked about them scrapping the car after 7 days i was told they would take into account the bank holidays and have a collection date for 11th January. I still continued to look for insurance for a relative but to no avail. on 30th although presumptious I rang DVLA to check whether it had been recieved it had not. The following days were the bank holiday weekend so I could not check. On Tuesday 4th January 2011 i rang DVLA who advised that my licence has been reinstated and I am legal to drive, I immediately rang the pound and advised them of this i explained that i do not have the licence in hand but if they check the police national computer they will see i have a licence. I asked if it was ok to bring my passport driving licence and borth certificate as proof of identitiy along with the V5 and insurance they said yes. When i got there they advised that the computer did not show my licence was reinstated and i could not take the car however the finance company werfe booked to collect my car in the morning.

Misslady_2 · 5 January 2011 at 4:51PM

Sorry

Car impounded by the police as licence revoked
Pound emailed finance company to collect car
I am not behind on any payments
Finance comapny advised car has gone to wimbledon to auction house

Misslady_2 · 5 January 2011 at 4:53PM

My licence was posted by DVLA today.... the finance company ....welcome finance want full payment for the car plus £370 pound release fee and possible charges for collecting the car from the pound. In reality it has taken 3 working days to get a new licence is this fair?

marmitedog · 5 January 2011 at 4:53PM

If I understand it then, you were driving without a licence or insurance and have not kept up with the payments?

Is the car worth much?

bravobeastie · 5 January 2011 at 4:54PM

Misslady wrote: »

i explained that i have held a licence for 10 years. They advised me shockingly that my licence had been revoked in 2008!

I don't understand how your licence could have been revoked without you knowing? What reason did they give for it being revoked?

marmitedog · 5 January 2011 at 4:55PM

One of the conditions of the finance will be that the car is comprehensively insured. Is this the reason they hve given for the repossession?

Misslady_2 · 5 January 2011 at 4:56PM

Jeff_Bridges_hair wrote: »

Did you owe them money?

more facts on why it was there and what the finance company have regarding this would be ever so helpful

Hi i do not owe them money, the finance company are saying that they were told to collect the car from the pound due to my vehicle not being insured. Although i did have insurance at the time of the seizure they are saying it eas void due to no licence

Help car was impounded now finance company have it

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