Help car was impounded now finance company have it

mikey72

Find out what the extra is for, check the original agreement to make sure it's not appeared suddenly.

KingElvis

Misslady wrote: »

Spoke to the finance company it looks as though i will have to pay a settlement to get the car back!! Big lesson taught to ME

Good luck then

Misslady_2

Inactive wrote: »

But you have not had insurance, your insurance has been invalid since your licence was revoked.

You have been paying an insurance premium, but that does not mean that you have been insured.

I know this now but am baffled

Misslady_2

mikey72 wrote: »

Find out what the extra is for, check the original agreement to make sure it's not appeared suddenly.

Thank you I will do that

Jeff_Bridges_hair

Misslady wrote: »

I know this now but am baffled as to why the insurance companies over the last few years did not pick this up as i have been paying a lot for my car insurance??????? i was at fault in an accident paid an excess and still nothing that is why I am in shock.

Have you read any thing that i have posted or just completely ignored me?

mikey72

Misslady wrote: »

I know this now but am baffled as to why the insurance companies over the last few years did not pick this up as i have been paying a lot for my car insurance??????? i was at fault in an accident paid an excess and still nothing that is why I am in shock.

I'd not mention that if I was you.
Maybe not even post it.

Misslady_2

Jeff_Bridges_hair wrote: »

Have you read any thing that i have posted or just completely ignored me?

Sorry you were not ignored, or maybe i missed it?

Misslady_2

Jeff_Bridges_hair wrote: »

I believe that your insurance is invalid if you do not have a valid license so as part of your finance agreement to have valid insurance you have failed to do this and thus had your car taken by the company by default

Yes Jeff I fully understand this

Jeff_Bridges_hair

Misslady wrote: »

Sorry you were not ignored, or maybe i missed it? i was just wondering why the different insurance companies had not picked up that i did not hold a licence, even though i was at fault in an accident

Well if i were you then i would keep very quiet about that as you have broken the law for a long time and have committed fraud by getting insurance for the last 2 years when you have not had a license to drive.

Tread very carefully..

Lum

Misslady wrote: »

I know this now but am baffled as to why the insurance companies over the last few years did not pick this up as i have been paying a lot for my car insurance??????? i was at fault in an accident paid an excess and still nothing that is why I am in shock.

Insurance companies don't bother to check anything you tell them until such a time as they have to pay out. They then do all the checks they can trying to find some way to avoid paying out.