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How much can you save?
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Hi, can I join?
This is my first message!
I am big fan of MSE (reading it about a year).
I think I am good with money. Earning about £1400 and saving £700 per month. (Finally toped up my isa, + having regular seaver)
I am trying not to buy anything if I dont realy need it. Also trying to be a little eco (it actually cost money to be!) My big spending is all this organic make-up, food, eco cleaners ...
Welcome to the thread!
ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0 -
Welcome alixia. Hows everyone today? Payday tomorrow, another £534. Hopefully i work this Sat or next so pay 2 weeks tomorrow will be £600. Or work both and itl be £650 or so. Cant wait until August, pay goes up to £9.01 an hour which doesnt sound like much but its a take home of £1375, not including overtime! Which i thinks really good.Work in progress...Update coming July 2012.
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One week, one day, til payday.Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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However, we have decided to save it in one of those tins that you have to open to get into - we have my parents looking after it for "safe keeping" but are we going about this the right way?
Put it in the bank. It's just not safe in a tin - what if your parents were burgled, or had a fire?
Put it in an internet only savings account, so you can't go to the bank and withdraw it, and can't use a debit card to spend it. That way, if you need it, you'll have to actually transfer it to your current account. And set up a standing order so it's taken from your bank automatically after payday - that way you have to save the money / can't skip a month.Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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Another £250 into my regular saver - onwards and upwards!0
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Waiting for my bursary from the uni at the end of the month to add to savings. I'm thinking of using a few hundred to start a personal pension with, as I graduate in July and will hopefully start full time work pretty soon after and it'll be nice to have something to build on.“I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse0
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2 weeks until payday! Payday today though
Work in progress...Update coming July 2012.
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I get paid next friday - i'm hoping to hit the £16,000 mark! just going to be careful what i spend my money on for the last week.......
I dont know what my next target should be, as i am not gonna buy at the mo as there is nothing on rightmove that interests me. Maybe 20K?
HostieSaving for a deposit for a place of my own.....:jSavings so far £29,450/£40,000:j 73.6% SAVED!!!1poll £23.90/£40.00 (claimed 1x£40)No Monthly Car Payments left! Paid off on the 5/11/10!0 -
hostie - You could aim for £20k, or maybe push the boat out and aim for £25k?
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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