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How much can you save?
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My eyesight isn't very good and it was the opposite side of the road... so it probably said 0% AER instant access savings and I misread... woohoo!
Or, if my eyesight is even worse than i think it is, I was looking at burger king.Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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LucyTheDwarf wrote: »My eyesight isn't very good and it was the opposite side of the road... so it probably said 0% AER instant access savings and I misread... woohoo!
Or, if my eyesight is even worse than i think it is, I was looking at burger king.
0% AER for 6 months on Whopper Meals?Mortgage Free 22/03/17
MissWillow is my OH!0 -
Count me in!!!Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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LucyTheDwarf wrote: »Count me in!!!
Maybe we could do some stoozing there?
Use the money saved in our savings account, then pay off the whopper after 6 months and gain 0.1p interest?Mortgage Free 22/03/17
MissWillow is my OH!0 -
Even had to write a row once with a debit of 20p from my 'purse' with the exlaination 'dropped under a car and can't reach'!
:rotfl: Nice one Flutter - made me chuckle! I've been using Money for years, I love the reports. I sit in front of a PC all day at work so I can't be making spreadsheet in the evenings (even if I had the skill to do so).
I'm not feeling too fulfilled at the moment. Although i cracked my first 1k for the deposit, I've also had to pay for the vet, wormers, 2 new rugs and now the farrier for the horses, all in one month! Thankfully that doesn't have very often, but it means I'm having a skint month - still got 2 weeks until payday!0 -
Gutted.
My HSBC ISA was a brilliant little earner, 6 weeks ago, at 6.25%. It's now 4.25% and I am thinking with dread at the prospect of switching in the future if everything settles down
It's all real to me now.
On the bright side, I've filled it up with this year's allowance, and I have next years ready and waiting come April 6th, and I do believe it is in the safest place it could be, with HSBC.Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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Lucy, not tempted by...Ruffler Bank (30 days notice) cash ISA - 6.25% AER
Rate guarantee? No.
Minimum deposit: Now reduced to £3,600 see here. Operated via: Post.
Important: Have not subscribed to the Banking Code, but is a member of the Financial Services Compensation Scheme (FSCS).
http://forums.moneysavingexpert.com/showthread.html?t=401374Ruffler Bank, which is authorised and regulated by the Financial Services Authority has grown steadily and consistently since its formation in 1969, and delivers a highly personal lending and deposit investment service.
http://www.rufflerbank.com/history.php0 -
'Fraid not!
As the majority of my monthly savings is currently going into my Halifax Regular saver, I don't have much instant access savings right now! I have about £1300 that's currently hovering in HSBC's rubbish flexible saver (3% or so) as I withdrew it from Kaupthing last week, thinking I'd be able to deposit into my new NatWest E Saver by now (can't yet!), and another £1500 in another account, but this isn't much to have if I had an emergency. Though I'd hate to dip into my ISA, if I had a crises such as losing my job, I would be panicking without readily accessable funds.
I'm loath to go for anything but instant access in these times, while my savings pot isn't very large. I want at least 6-8 month's income readily accessable before I think about anything like that!Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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Morning,
did some number crunching last night and played with my budget for next year. I think I'll raise my savings target for Dec 09 to 15k, hence the change in the signature. Thought that would make it a bigger challenge than 12k. But for this I have to be really disciplined.finally tea total but in still in (more) debt (Oct 25 CC £1800, loan £6453, mortgage £59,924/158,000)0 -
Majorly disappointed by Egg's new rates. 4.55% is not all that competitive rate for an ISA
So here's the plan. I'm going to take £1,200 out of the ISA and put it in my 6.3% fixed, and leave the ISA until next tax year and see what's available then, whilst continuing to save in the 6.3% one. This leaves £2,800 in the ISA. In Feb 2010 I can add £3,600 to the ISA, then between 5th April 2010 and graduation I can add a further £3,600 thus making my target
“I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse0
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