How much can you save?

purplevamp

mintedmatty wrote: »

Peeps ive been thinking about xmas!!!! my fave time of year!!! whats everybody thinking budgetwise? cutting back a little????

I'm trying to cut back with Crimbo, I get vouchers every year from Park (they also give me £1 per year just for being with them - it's £14 for me this year!!)

I try and buy things throughout the year. Already got hubby's DVD box set from Amazon when I was signed up to their free Prime trial, also got a £54 fur-real cat for my daughter for only £25 from toys-r-us online. And I'll be using my nectar points again for Christmas food, last year we had over £90 worth :j



Back to saving - spoke to Abbey and they said I could put the remaining ISA allowance in my Abbey ISA (not touched it this year as I opened one with Lloyds, then transferred to Icesave and we all know what happened there :mad: ). So quite pleased I can continue with that. No other savings until payday, as my normal 14th of the month interest is "frozen".

EagerLearner

Same here purplevamp - I have £25k with IceSave and barely any other savings apart from a stooze pot, now with B&B.
Any savings from my wages will now have to start from scratch, this will be with FirstDirect for easy access.

mintedmatty

Its my opinion that a sensible xmas will lead to a strong first 6 months next year. All my mates seem to be paying for xmas as late as the following June!! no way im doing that! The Missus and I have said we will cut back on what we get eachother, but hoping to put an extra £100 away this month to get the 'xmas pressie pot' growing!

LucyTheDwarf

I meant 2000th reply - oops.

My KE payments worked! Though, I did also get an email today from ING to say all pending transfers would reach their destination by Friday.

I'm always really tight at Christmas.
My family and friends aren't religious at all, so I don't buy for friends (and they don't buy for me), and family I spend about £15-£20 each on my mum, dad, brother and sister - last minute purchases in the pre-Christmas sales - normally discounted booze/perfume/cosmetics. My bf and I don't spend on each other - just our quality time , but we're doing a Secret Santa with his family this year, so I'll have to buy two £10 presents. I buy a nice box of biscuits (M&S outlet store - in date, not broken, but still half price, and nicely wrapped) for two sets of aunts and uncles, and grandparents, and a bottle of wine for my neighbours, £5 on a Secret Santa for work (Harper's Bazaar for cheap but funny toys). No Christmas cards come from me, ever (I'm lazy) - apart from one to my nan, who gets grumpy if things aren't done properly - The Card Factory - less than £1. So all in all, Christmas costs me about £120 - or £10 a month into my Christmas pot The parties and booze and other things associated with Christmas, I do not save for - but then, I don't feel the need to humiliate myself with alcohol at the work Christmas do, so it's cheap for me anyway.

skydetective

i earn 3500RMB/month, but due to the hign inflation in China, i have not the extra money to saving in bank,anyway,i will.:T

skydetective

how to save money means how to get

cookie9

I try to buy throughout the year for Christmas. Cards and paper are always bought in the January sales. I've managed to buy some lovely children's books discounted and will also use my Boots points for some gifts and Tesco ones on one of the deals for magazine subscriptions for gifts. I like Hawkins Bazaar too for stocking fillers. Finally I have lightspeed points to convert so will be getting my mother Mama Mia DVD for discounted price to go into the Greek themed hamper I am making for her. Including parties I hope to spend not more than £200.

mintedmatty

Ive been thinking about buying a couple of presents a month, just to stagger it out! the savings going ok, Ive got a shift at my 2nd job tonight, payday from that tomorrow and I collect rent again! yippee!!!!! the only pain in the rear is im that busy i have to get up early doors on a sat morn and go pay it all in!!! i cant get to a bank any other day!!! but tbh I enjoy the satisfaction of seeing it banked!!

purplevamp

Finally managed to save something this month, just under £75 from annual abbey esaver interest and an Amazon payment.

moneysavingwannabe

LucyTheDwarf wrote: »

I meant 2000th reply - oops.

My KE payments worked! Though, I did also get an email today from ING to say all pending transfers would reach their destination by Friday.
quote]

Hi Lucy,

When did you transfer the money? I transferred some on Sunday and it still hasn't arrived yet. It was only a tenner but I'm wondering whether to just transfer the rest out now cos it's taking so long??!!

Anyone else had money transfer ok from KE?