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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Bless you GG. Sounds lovely.....
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We had a septic tank that never needed emptying as everything broke down by bacterial action and eventually went into rainwater drains. So make sure what type of tank it is
    I think that's a 'black water tank' Debs, general opinion is that ours isn't that but no idea as of yet :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hooe all OK gallygirl, long gap in posts.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    CathT wrote: »
    Hooe all OK gallygirl, long gap in posts.
    Ssssshhhh, keeping a low profile, don't let anyone know I'm in Spain :rotfl:.

    Don't really seem to have much to update - we have been FAR too active socially which has hit the liver/waistline and bank balance :eek:. Mr GG back to UK for summer tomorrow :( so will be regrouping and refocusing when he gets back :).

    BTL sale seems to be going through. That will free up funds to make us mortgage free :T and also free up funds to renovate-alter-kitchen-which-now-is-being-put-on-hold-due-to-uncertainty-over-referendum-and-future :(.

    Speaking of which - what a mess. Has anyone seen Boris? Anyone else suspect he's sitting rocking in a corner going 'oh f***, what have I done, that wasn't supposed to happen'?

    I feel relatively relaxed about our own position - in a 'I'm less panicked than I am about the future of Europe as a whole' kind of way - we can take out residency and more or less carry on as before. However I'm not sure what this will do to the rest of Europe and the right-wing tendencies. Also DD says UK already seems a nastier place with people saying very stupid and racist things including 'p*ki's out' - now would that be the French p*ki's or Dutch ones :mad:. I've no problems with people voting out after thinking it through logically, but goodness................ let's leave it at that. Like I said, what a mess :(.

    Still, onwards and upwards :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    gallygirl wrote: »
    Speaking of which - what a mess. Has anyone seen Boris? Anyone else suspect he's sitting rocking in a corner going 'oh f***, what have I done, that wasn't supposed to happen'?
    I suspect exactly that :(

    Not touching any of the rest of it with a bargepole ....
    Save
    Save
    2023: the year I get to buy a car
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    :eek: Can't say I've heard any such language or hatred in my part of the UK, Gally.

    Glad to hear the BTL sale is going through.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    :eek: Can't say I've heard any such language or hatred in my part of the UK, Gally.
    Lucky you Alex (though you don't get out that much do you ;)).

    I may resort to violence myself though and smack Nicola Sturgeon :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Cameron has absolutely checkmated Boris in his resignation speech, where he changed his stance from invoking Article 50 the morning after the referendum, if that's the way it went, to saying it was for the next PM to decide, turning the leadership election basically into a single question of 'If you are elected, will you invoke Article 50?' If Boris doesn't stand for PM, his career is over. If Boris wins and doesn't invoke Article 50, his career is over. If Boris wins and does invoke Article 50, he's going to be Prime Minister during several years of absolute political mayhem.

    I suspect he's uncorked a large bottle of gin and is considering his options, personally! His best hope is to stand for leader and lose, but I think that was probably his game plan when he joined the Leave campaign and that didn't work out so well for him...
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    gallygirl wrote: »
    I may resort to violence myself though and smack Nicola Sturgeon :rotfl:.


    It was Alex Salmond who drove me mad - every time he was on the TV in the run up to the Scottish Referendum I felt like putting a brick through the screen!


    To be fair to Sturgeon, she seems to be the only person with a plan. Not like in Westminster, where they are in hiding, or running round like headless chickens following the lemmings off the cliff!
    Cameron has absolutely checkmated Boris in his resignation speech, where he changed his stance from invoking Article 50 the morning after the referendum, if that's the way it went, to saying it was for the next PM to decide, turning the leadership election basically into a single question of 'If you are elected, will you invoke Article 50?' If Boris doesn't stand for PM, his career is over. If Boris wins and doesn't invoke Article 50, his career is over. If Boris wins and does invoke Article 50, he's going to be Prime Minister during several years of absolute political mayhem.

    I suspect he's uncorked a large bottle of gin and is considering his options, personally! His best hope is to stand for leader and lose, but I think that was probably his game plan when he joined the Leave campaign and that didn't work out so well for him...


    Yes, that has been an absolute masterstroke from Cameron. I thought it was quite brilliant!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Multi quote is being a pain!
    gallygirl wrote: »

    Speaking of which - what a mess. Has anyone seen Boris? Anyone else suspect he's sitting rocking in a corner going 'oh f***, what have I done, that wasn't supposed to happen'?

    I feel relatively relaxed about our own position - in a 'I'm less panicked than I am about the future of Europe as a whole' kind of way - we can take out residency and more or less carry on as before. However I'm not sure what this will do to the rest of Europe and the right-wing tendencies. Also DD says UK already seems a nastier place with people saying very stupid and racist things including 'p*ki's out' - now would that be the French p*ki's or Dutch ones :mad:. I've no problems with people voting out after thinking it through logically, but goodness................ let's leave it at that. Like I said, what a mess :(.

    Still, onwards and upwards :)

    This is exactly how I feel. I feel most angry about the fact that a large proportion of Leave voters made their decisions based on lies or in some cases, ignorance. One chap my DH works with said he was voting leave because there are too many Muslims where he grew up. How he thinks leaving the EU will influence this I don't know :mad: And I have heard loads of vaguely racist comments in good old multi-cultural Cornwall :(
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
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