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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
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Hope it all goes well, GG - I'm sure it will, and that you'll get lots of lovely compliments, though you're such a livewire people will probably have been half expecting something unexpected2023: the year I get to buy a car0
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Hope everything went well gg xMorgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Were your colleagues shocked and horrified at your impending departure?Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Goldiegirl wrote: »Were your colleagues shocked and horrified at your impending departure?
. What was annoying was talking to a colleague about how we thought the dept should be reorganised - she thought I'd be perfect for our new role and I agreed :rotfl:.
So, in Goldiegirl tradition - after today:
39 workdays :T(actually 39.5 so I will take a 1/2 day flexi and have a random day off).Will also aim to take 12 & 13 out of the car tomorrow this week.
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1 item sold 23/365, 1 bag of stuff to CS 24/365 and 1 jewellery box in bin 25/365.
£2.64 to go into savings.
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Good for you, Gally :T:T:T2023: the year I get to buy a car0
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Yay!! You told 'em .....:)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Well done, I hope the notice period goes well. I find it very strange to be planning and organising when I know I won't be there to see it through. Quite liberating though! Enjoy.Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
So, in Goldiegirl tradition - after today:
39 workdays :T(actually 39.5 so I will take a 1/2 day flexi and have a random day off).
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39 days - They'll fly by:jSecret_Saving_Squirrel wrote: »Well done, I hope the notice period goes well. I find it very strange to be planning and organising when I know I won't be there to see it through. Quite liberating though! Enjoy.
Yes, I found it weird to be preparing things that I wouldn't be there to finish. But certainly liberatingEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Oh Gally isn't it great when everyone knows you are going and you only have a few weeks to go, really, really good news.
I don't trust Osborne either and think he could easily change the civil service pension rules which is making me think I will take it before the election, financially I am lucky it won't really effect my figures hugely as once you take into account the pension going up with inflation it will balance out pretty much versus what I will lose. I have spent hours with a calculator whilst I have been ill - it was enlightening even the accountant felt I was making the correct move.0 -
One problem I have Toots is I get no tax allowance when in the ME and no-one (including tax advisor
) knows if I can take 25% tax free (not for over 18 months anyway as I am too young :rotfl:). Will need to ask HMRC. Also what do I do with it? I can't have an ISA and can only pay £2,880 into a new pension each year. Will also need to research options for investing in ME - I've seen one bank offering some funds/bonds available in UK but with double the costs - though still better than putting in an ordinary shares/fund account in UK and pay tax on profits.
Like I said,.
Suggestions Ed? :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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