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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Sounds really exciting. And as for the spectacular fail, people like you better if you are not perfect!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, I see the way you've laid it out, I didn't realise that! Very exciting!

    Loving "spectacular" fails too - if you're going to fail, its the only way :)

    Can I ask about salad leaves? Have you just put bags of compost onto the borders, and grown in that? I'm seriously considering that, I too have *horrendously* heavy soil.
    2023: the year I get to buy a car
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Karmacat wrote: »
    Can I ask about salad leaves? Have you just put bags of compost onto the borders, and grown in that? I'm seriously considering that, I too have *horrendously* heavy soil.
    No I only grow them in pots. The ones we had Xmas Eve were in a herb pot which is tucked up next to the house so gets whatever protection there is.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Loving your lists.

    You're a beautiful, warm person and I'm going to miss you loads. I'm just so thankful that I can buy the occasional flight to visit you :T. Now just in case you forget to collect me from the airport, feel free to give me your address :rotfl:

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • edinburgher
    edinburgher Posts: 13,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year GG :beer:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tilly_MFW_in_6_YRS wrote: »
    Loving your lists.

    You're a beautiful, warm person and I'm going to miss you loads. I'm just so thankful that I can buy the occasional flight to visit you :T. Now just in case you forget to collect me from the airport, feel free to give me your address :rotfl:

    Best wishes Tilly x x
    I refer to my earlier posts about you being on the 'Alerts' wall at the airport :rotfl:.

    Em...... 'occasional flight' suggests you'll be coming more than once? Lovely........... :eek: :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • patanne
    patanne Posts: 1,286 Forumite
    Just so long as you realise that you are going to have to deal with item 7 quickly so that you can get a reference before the whole structure comes crashing down without you. Okay I've lost all my smileys - help!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    patanne wrote: »
    Just so long as you realise that you are going to have to deal with item 7 quickly so that you can get a reference before the whole structure comes crashing down without you. Okay I've lost all my smileys - help!

    :rotfl:Maybe I'll ask for it when I leave :rotfl:. The place is quite capable of 'crashing down' with or without my help - one of the reasons I'm glad to be going. Too much rearranging deckchairs on the Titanic :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Wow GG! I just had to catch up on the last 20 or so pages of your thread to find out what on earth was going on!

    What amazing news! I am very jealous and could I book a week during the school hols please? :rotfl:


    Going back a bit, may I ask the story behind your house in Spain? Do you rent it out? A house in a sunnier part of the world features strongly in our future property/holiday plans so I'm curious about how it came about :)

    Righteo, off to bed it's waaay past my bed time :o

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wow GG! I just had to catch up on the last 20 or so pages of your thread to find out what on earth was going on!
    :eek::eek::eek: Crazy woman :eek::eek::eek:
    What amazing news! I am very jealous and could I book a week during the school hols please? :rotfl:
    Em, how can I put this politely......... no :D
    Going back a bit, may I ask the story behind your house in Spain? Do you rent it out? A house in a sunnier part of the world features strongly in our future property/holiday plans so I'm curious about how it came about :)
    Ah yes, well, that was an accidental purchase :o so best I don't give advice :rotfl:. What I would say is you'd be best to identify an area and rent first at different times of the year, especially if you can see yourself spending a lot of time there come retirement. We've 'lucked out' to a certain extent - we're in the warmest region of Europe and have been able to sunbathe over New Year (if sheltered!) but I know of people who've bought in Northern Spain or even along the south coast and found it pretty miserable at times in winter. And make sure it has central heating as well as air con. Even where we are, it gets cold when the sun goes down.

    We did use to rent it out but have now stopped - we never really made a lot of money from it and I didn't like people staying in 'my home' :o. If you're the type who forms emotional attachments to property it's not a good idea :(. I know others who do it quite successfully though.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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