Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

HelenDaveKids

Have been a poor forum poster last few weeks but just popped on to wish you a very happy new year.

Hdk xx

newgirly

Happy new year GG

unhappy_shopper

Happy New Year, GG and all who visit GG's diary.

Also congratulations on your journey to FI through sunnier climes. :j:T:)

BookWorm

Happy new year and congrats on your recent news. Best wishes for 2015 and the new adventure

gallygirl

Happy New Year _party__party__party_!!!!

Spent it with lovely friends and had long walk along beach yesterday :j, and along seafront today. But today was a bit

Am aware I need to do an end of 2014 roundup and set goals for 2015 but too tired so will need to be tomorrow .

greent

Happy New Year, GG


x

gallygirl

Started the New Year with a lovely spot on my chin. Not happy .

gallygirl

gallygirl wrote: »

2014 Challenges

1. Reduce debt to Mr GG:
Target Reduction of 20k.
This should be doable. DONE:T, FLOGGED HIM 1/2 A HOUSE :rotfl:

2. Reduce overall mortgage debt:
Planning on selling one btl and buying another, cheaper so don't really know what overall picture will be. DONE:T, REDUCED BY 74.4K _pale_ :j, ONE-OFF OP'S, SELLING BTL & BUYING CHEAPER AND MR GG PAYING NINE MONTHS OF 2015 IN ADVANCE.

3. Weight:
Get to target weight - and stay there this time . Race you Helen . SPECTACULAR FAIL

4. Exercise:
To be honest, I'm basically too lazy . But will be doing a lot of walking and some swimming. SEMI-SPECTACULAR FAIL

5. Eating/cooking/shopping:
Yup, will definitely be eating . Will be planning etc all the way, using Aldi, especially Super Six, and coupons. SEMI-SPECTACULAR FAIL

6. Spending:
Continue with separate pots. Remind myself it is 'real money' :rotfl:. DONE:T

7. Garden:
Will set a target of NOT buying steamer chairs :cool:. DONE:T
The soil is heavy clay and would need thousands to correct - large drainage channels, remove clay, replace with topsoil. That's not going to happen. But I have enjoyed eating salad leaves (had some on Xmas Eve :xmassign:) and tomatoes, will continue with this and strawbs and see what else I can do . AND DONE:T, SALAD LEAVES ON XMAS EVE AGAIN (THINK THEIR BEYOND REDEMPTION NOW WITH HEAVY FROSTS, PLUS TOMS AND STRAWBS.


8. Learn to swim PROPERLY:
See how much I can remember :rotfl: and practice. A few times at least before the summer. DONE:T BUT FAILED TO KEEP IT GOING.

9. Make time for friends and family, don't sweat the small stuff, keep house clean & tidy (including Room of Doom :eek:). PARTIALLY DONE, EVEN FORKED OUT FOR FLIGHTS TO SEE JOCKO RELATIVES

10. Work hard and keep job :eek:. As that is needed for all the above to happen. DONE:T, WELL, TILL I HANDED MY NOTICE IN :rotfl:

Financial ones achieved, mucho annoyed (to say the least) over 3 & 4. Operation Get a Grip (or should that be Operation Have Less to Get a Grip Of ) commenced. Currently chucking out Xmas Pud icecream and have my favourite lentil and bacon soup in the SC.

Overall it's been a good year which saw DS buy his first house :T and Mr GG and I planning for an exciting future . Marred greatly by the loss of a lovely friend who is still very much missed . I was supposed to retire before her and send her taunting messages and photos of sunsets. She spoiled it . We did have words about it at the time .

2015 coming up.

gallygirl

gallygirl wrote: »

2015 Challenges
1. Successfully move to Middle East with minimum amount of stress and maximum amount of lists

2. 100% offset remaining mortgage (17.7k :T)

3. Succeed in Operation Get a Grip which will be continued overseas

4. Make a new life overseas which will involve:

• Find and make a new home and be the ideal Stepford Wife
• Going out and meeting new people
• Exercising - with a lot of walking/exploring before it gets too hot
• Find lots of exciting things to do at weekends with Mr GG, some of which will involve spending money :eek:
• Live a reasonably frugal life but enjoy being surrounded by a different culture and take opportunities that present themselves to explore it
• Middle Eastern food - learn all about it and cook it (have bought myself a cracking cookbook for starters but want to learn the differences by country), also intend to eat out a lot (whilst keeping to Operation Get a Grip ) in local places, not posh ones. Using the criterion that if I'm prepared to use the loo there then I'm prepared to eat there . Obviously street food won't have a loo so that will all be ok :rotfl:.

5. [STRIKE]Fend off [/STRIKE]Welcome all the visitors


6. Have a bloody good rest


7. Then find a job :eek:



That'll do for a year I think :T.

Right, no.2 needs to be achieved as I've ran out of spare posts on front page of diary :rotfl:.

Watty1

So looking forward to seeing how the year unfolds