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Fresian's Free Of Debt (Woo!) Now, to stay that way...!

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Comments

  • EssexHebridean
    EssexHebridean Posts: 24,634 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow - excellent news! So exciting planning trips too - have fun!

    I'm with you on the people buying stuff from you on eBay and then not just getting on and paying for it too - it's a bit :mad: isn't it! Almost as :mad: as the wretched Italian girl who keeps ignoring the HUGE letters at the bottom of my listings saying I don't send overseas!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi FF

    Thanks so much for the lovely thank-you card you sent.:j

    The picture on the front is perfect for me :T

    EE
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad you liked it EE :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    11 days until payday:

    PAD/Spends - £65
    Entertainment - £17.84
    Groceries - £60.16
    ISA - £900.51
    VSP - £250.17
    Money saved for car insurance: £93.61

    Souk isn't coming through after all - we've got quite bad snow and after the traffic chaos of the winter she doesn't want to risk getting stuck here - and I don't blame her. I'm off to the hairdressers just now to use up a Groupon voucher and then might go to Morrisons if it's not too cold. Otherwise I'll go tomorrow.

    Best dash - need to print off the voucher for my haircut :D
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Boo hiss to that, and you were both so looking forward to it.

    Have a good day anyway.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Just think how much of that ents budget you'll save with me not coming through! Weather so pants I'm going into town here later, but tis only a 10 minute walk and I'll don my wellies for it!
    'The road to a friends house is never long'
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    <---has nice new hair :D
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new hair :grin:

    Bah to the poxy snow :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pointypenguin
    pointypenguin Posts: 1,768 Forumite
    Glad to hear the money situation is on the up. Florence is amazing we went a couple of years ago but we flew into Pisa and stayed there as it is much cheaper and you can get the train across to Florence it only takes about an hour.

    We booked through expedia and they have offers for tours you can do which were really good. If you want to go to the Uffizi gallery it is worth looking at doing a tour as tickets are nearly impossible to get otherwise. We also did a dinner and Italian music thing was excellent.

    Did you ever receive my postage surprise?
    Weekly Spend Challenge: £0/£30


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ooh thanks for the tips :D I did receive it, thought I had PMd you to say thanks so humble apologies :o:o

    I have done a mountain of housework today as Mr Fresian has gone to his grandma's for dinner and I [strike]couldn't be bothered[/strike] decided against going with him. I've scrubbed the kitchen to within an inch of it's life, changed the bedsheets, have done three loads of washing and am currently sorting out Washing Mountain. This is the pile of clean clothes that lives on our chest of drawers and usually requires crampons to scale it. I've been threatening to do something about it for ages but having not been able to find matching socks yesterday I've finally cracked.

    Once that's done I need to shift the crafting stuff from the middle of the living room floor and put fresh linen on the bed. I can then sit on my @rse and watch telly for the rest of the night. I think it's going to be an hour or two yet before I can do that though :D

    Pleased to see a Top Tip on Hypno's thread about meat/veg/tatties for £5. I'm going to head along tomorrow and see what's available in our M&S. I used to be good at getting there when they were reducing the food, but always seem to miss it now. Still, I can nip in there and then head to Morrison's to get all the things I forgot to buy this morning :o

    I'm still bummed that Souk didn't make it over, but it's done wonders for the cleanliness in Fresian Towers :rotfl::rotfl::rotfl:
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