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Fresian's Free Of Debt (Woo!) Now, to stay that way...!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Daily Mail Reader/Buyer receiving you loud and clear :rotfl:

    I am happy to save the tokens for you, maybe if you get more than one person offering we can order them for you as I expect it is one per household???

    Will have to double check

    EE

    Thank you!! I'm only looking to order the first one as, although I love my mum dearly, I can't afford to buy more than one of them :D

    I'll call the number and register today and will be very very grateful for your help!
  • Souk08
    Souk08 Posts: 3,240 Forumite
    edited 31 January 2011 at 1:44PM
    FF, much as I love you I aint buying the DM for you. :rotfl:

    On the odd occasion that someone else has had it at work etc I have been so enraged that I have had to go and have a glass of wine to calm me down :beer:
    (Sorry if this offends anyone but !!!!!!, it's 2011 and if I want to live alone, with a boy, with a girl, with a ferret then it's my business!!!!!!!!!!!!!!!!)
    'The road to a friends house is never long'
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Souk08 wrote: »
    FF, much as I love you I aint buying the DM for you. :rotfl:
    :rotfl::rotfl::rotfl:

    I suspected we might have similar "idealogical issues" with the content of said paper ;)

    To keep this MSE, so far today I've phoned the council to get them to replace my stolen wheelie bin (!!!!!!....) and been told it's another ten working days - on top of the ten working days which have passed since the last time I asked. :mad: I've also booked a haircut (Woo!) via Groupon, although the salon is pretty busy so I have to continue looking like Wurzel Gummidge until the start of March :eek:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Souk08 wrote: »
    (Sorry if this offends anyone but !!!!!!, it's 2011 and if I want to live alone, with a boy, with a girl, with a ferret then it's my business!!!!!!!!!!!!!!!!)

    Something you want to share with us petal? ;)
  • Favour required from DailyMail readers!

    Morning folks :D

    If you're a regular Mail reader and don't intend to collect the tokens in the paper for the Royal Doulton figurines, would you consider collecting them for me? My mum loves Doulton and the figurines would make excellent presents for her, but I have certain issues with the Daily Mail and refuse to buy it :o I will happily cover postage for the tokens, but obviously only if you're buying the paper anyway.

    Much love,

    F_F

    I'll get them for you FF - Dad buys the Mail so its lying around once he has read it.
    P
    X
  • Favour required from DailyMail readers!

    Morning folks :D

    If you're a regular Mail reader and don't intend to collect the tokens in the paper for the Royal Doulton figurines, would you consider collecting them for me? My mum loves Doulton and the figurines would make excellent presents for her, but I have certain issues with the Daily Mail and refuse to buy it :o I will happily cover postage for the tokens, but obviously only if you're buying the paper anyway.

    Much love,

    F_F

    We only buy it at the weekends, but I've text the MiL and her sister as they both get it :) How many do you need? Can you have multiples from the same day?

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    We only buy it at the weekends, but I've text the MiL and her sister as they both get it :) How many do you need? Can you have multiples from the same day?

    Sx
    Just one token from each day is fine :D I think that EE said she could collect them for me but thanks for the offer :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Shameless copy and paste from Frugal Living thread...

    PhotoBucket isn't behaving so I can't upload a screenshot of the Spreadsheet of Wonder, so here's how January has gone...

    Under budget

    Gas/electric
    Home insurance
    TV Licence
    Virgin Media
    Mobiles
    Transport
    Union
    Entertainment
    Clothes
    Monthly current account fee

    Over budget

    Christmas £80.65/£30
    Council Tax £122/£108.33 (None this month/next though which will balance it)
    Crafting £19.25/£16.67
    Haircuts £18/£10
    Groceries £186.13/£180
    Anything else £381.26/£80.92 :o

    Total monthly budget £833.33
    Total amount spent £1152.43

    Budgety thoughts

    I'm not hugely concerned with my overspends. Rationale is below!

    Christmas - a lot of sales shopping has meant I spent more than intended. This should even out over the year.

    Haircuts - the £18 spent was for a Groupon voucher worth over £50 and the appointment isn't till March so this will again even out.

    Groceries - £6 over budget isn't bad, and I have a lot of food in the house at the moment.

    Anything else - this is the big one. The main culprits are the new iPod (£193) and the cinema pass (£162) which total £355 - although I did use £45 of savings for the iPod. Even assuming that those two total £315, that means I only spent £66 on 'others' which would have been within budget.

    All in all I'm quite pleased with that, especially as I'm going to be able to add Quidco etc into the pot as income soon.

    Next month - under budget!!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Further thoughts on January spends:

    Thanks to the spreadsheet I use, I can input what I spent on something versus what it was originally worth (BOGOFs etc)

    Groceries spend £186.13
    Worth £232.61

    "Others" spend £381.26
    Worth £499.71

    So although I have overspent, there has been moneysaving done too!
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lookin g good :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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