Fresian's Free Of Debt (Woo!) Now, to stay that way...!

mooomin

Morning folks

How can it be Monday already?!?!

I've had a quiet pottery weekend really. I went to work on Saturday (breaking my NSD for Saturday by being tempted by the Giant Tunnocks Wafer in the vending machine. It was good though!) and by the time I got home I was shattered so had a nice long afternoon nap

We then had a very frugal tea - fish my dad caught, tatties and peas. I think that it must have been under £1 cost for the two of us as the fish was free and we only used a small amount of tatties from a bag that cost £1. Felt quite proud of that one

Yesterday I went to see Tangled with a friend and can highly recommend it. It's really funny. It's also the fourth film I've seen in eight days, so I'm definitely getting my money's worth from the film pass this month!

Money

PAD/Spends - £83
Entertainment - £32.99
Groceries - £96.55
ISA - £776.92
VSP - £176.94
Purse - £47

I'm trying to use cash this week and not to use my card unless I'm buying something online. It seemed to work quite well for me last week and focus my mind on what I was buying. I'm only going to need a few essentials from the shops hopefully, so I'm hoping to have some money left over at the end of the week.

Don't let The Mondays get you!

[Deleted User]

flying_fresian wrote: »

Yesterday I went to see Tangled with a friend and can highly recommend it. It's really funny. It's also the fourth film I've seen in eight days, so I'm definitely getting my money's worth from the film pass this month!

Me too!! Was brilliant, I love a good Disney/Animated Movie

mooomin

flying_fresian wrote: »

Purse - £47

I'm trying to use cash this week and not to use my card unless I'm buying something online. It seemed to work quite well for me last week and focus my mind on what I was buying. I'm only going to need a few essentials from the shops hopefully, so I'm hoping to have some money left over at the end of the week.

£47 seemed like an awful lot of money to have sitting in my purse when I have no real plans for the week, so I put £10 of it straight into my mortgage :eek: Not a lot I know, but I'm trying to think that every little helps. If I have any other paper money left at the end of the week I'll pop that in there too.

I've spent a bit today but on essentials really. I bought better-than-half-price deodorant to keep at work as it's really hot in the office and I don't want to be a Sweaty Betty I also got some half price pears in Morrisons. I bought a new pen from WH Smith - it was £2.09 which is a lot, but I only needed one colour and the multipack was nearly nine pounds :eek: I think I'm better replacing them as an when I need them.

My only other expense today was £5.10 (BAH!) on eyedrops as I seem to have another eye infection. I have no idea what's causing this, but think I'm going to have to throw out my mascara and sterilise my brushes. Double bah.

Hope everyone has had a better Monday than me

InaPickle

Sorry to hear about your eye infection, but well done to everything else!

My day has been very lazy - don't think I've done much worth listing to be proud of.

How long do you think your mortgage will take to pay off again?

mooomin

InaPickle wrote: »

How long do you think your mortgage will take to pay off again?

I have 19 years to go *eek*

Hopefully I can repay it in much less time though although I need to remember that the flat I have in Edinburgh isn't my Forever Home anyway so reducing it as much as I can before I need a new mortgage is a good idea and will get me into good habits

InaPickle

flying_fresian wrote: »

I have 19 years to go *eek*

Hopefully I can repay it in much less time though although I need to remember that the flat I have in Edinburgh isn't my Forever Home anyway so reducing it as much as I can before I need a new mortgage is a good idea and will get me into good habits

I'd agree with that. And if you in a good enough position you could later keep the Edinburgh home and rent it out and get another one wherever else...if you are a very good cow!

mooomin

InaPickle wrote: »

I'd agree with that. And if you in a good enough position you could later keep the Edinburgh home and rent it out and get another one wherever else...if you are a very good cow!

I suspect that in order to get my dream home in the Highlands I'll have to sell everything apart from the beds (and the boyfriend!)

Off to hunt for property !!!!!! now

InaPickle

flying_fresian wrote: »

I suspect that in order to get my dream home in the Highlands I'll have to sell everything apart from the beds (and the boyfriend!)

Off to hunt for property !!!!!! now

Isn't it cheaper up those parts, or do you want acres to go with?

I would...stunning part of the world. :cool:

EssexHebridean

flying_fresian wrote: »

I suspect that in order to get my dream home in the Highlands I'll have to sell everything apart from the beds (and the boyfriend!)

Off to hunt for property !!!!!! now

I've just been doing that! Now if we could afford to up sticks and move right NOW, I have found somewhere perfect! We can't though. :(

mooomin

There's a two/three bedroom house in the Homeland which has been for sale for ages which is £150,000 and is a detached property. It's not a huge amount of money, but would be out of my reach without a job up there which is pretty hard to find. For now it's a dream, but one day....