Fresian's Free Of Debt (Woo!) Now, to stay that way...!

InaPickle

Fresian, you are SOOO organised. I am not. I may have to beg/borrow/steal a copy of that famous spreadsheet of yours. *Hint, hint*

I really wouldn't worry about the Christmas spends: it will work out to be :money: over the course of the year.

Well done! :T

EssexHebridean

Useful spreadsheet - it's always nice to have the "real cost" of what you've bought reflected too, isn't it.

mooomin

InaPickle wrote: »

Fresian, you are SOOO organised. I am not. I may have to beg/borrow/steal a copy of that famous spreadsheet of yours. *Hint, hint*

You can get it from the Frugal Living Challenge - it's on one of the first posts. Cheryl who made it is really helpful too if you have any issues with it.

I only have one birthday to buy for in February, so I'm going to make a card and buy the present from Next as I have a giftcard from there :money:

Spends today:

£6.24 in Morrisons
£30 on a parking ticket :mad::o

I also downloaded some tunes from Amazon but they were free as I used a gift voucher

mooomin

EssexHebridean wrote: »

Useful spreadsheet - it's always nice to have the "real cost" of what you've bought reflected too, isn't it.

It really makes my geek-sense tingle

mooomin

Evening folks

Well I'm back from the pictures, having been to see Black Swan. An overwhelming vote of "meh" from myself and my friend. Shame as I had been looking forward to it. It's really well shot and well-acted, but there was something missing for me.

Moneywise today hasn't been great thanks to Mr Fresian parking in the wrong street (Bah!) and getting a £30 parking ticket, but otherwise it's been a low spending day. The stuff I bought in Morrisons was needed - fresh fruit, some veg and some popcorn so I'm happy with that.

Also, although I didn't love Black Swan, it's the second movie I've seen since I got my new pass on Saturday which means it's my second movie this month and I only have to see two a month to get my money's worth! Mr Fresian's sister has paid her rent money in too so I have paid off the cinema pass from my credit card this evening and feel very proud of myself I'll do another money post in the morning.

Hope everyone else has had a fab day - it's the hump of the week tomorrow

InaPickle

I've been looking forward to Black Swan and people have been raving about it. Sorry to hear that you didn't like it too much.

Your cinema pass interests me. There are few cinema chains down here who do they anymore, more's the pity. Whose is yours with? There's one chain near here that does it, but it's a bit of a trek to that particular cinema.

Sorry about Mr Fresian's parking ticket. Bah to the person who gave it to him. :mad:

And well done to everything else. :T Have you ever tried to make your own popcorn at home?

And, oi, you lot - OUT! *Points at door to thread and tells the Mini Eggs sneakily persuing her to leave*

mooomin

InaPickle wrote: »

I've been looking forward to Black Swan and people have been raving about it. Sorry to hear that you didn't like it too much.

Your cinema pass interests me. There are few cinema chains down here who do they anymore, more's the pity. Whose is yours with? There's one chain near here that does it, but it's a bit of a trek to that particular cinema.

I don't want that to put you off though! It just wasn't for me. Even if you think the story is silly (like I did ) it's beautifully shot and well acted.

I have mine with the World of Cine and it's £162 for the whole year. That gets me unlimited entry to their movies but I do have a small surcharge to pay for 3D which doesn't both me as it gives me a headache

mooomin

Money

PAD/Spends - £136
Entertainment - £52.49
Groceries - £115.05
ISA Savings - £759.04
VSP Savings - £142.90

Himself's sister's rent money has arrived so I have paid off the cost of the cinema pass from my credit card and moved the rest into savings. I also got some expenses back and they've gone into the VSP as I paid cash for them and didn't really miss it.

I have over £30 cash in my wallet too and if I spend from the groceries/entertainment budgets I'll transfer the same sum into the PAD account.

moo2moo

No sign of Mr !!!!!! sister pootling orf then if shes forked out for another month. Does the woman not realise you need your craft room back?

mooomin

moo2moo wrote: »

No sign of Mr !!!!!! sister pootling orf then if shes forked out for another month. Does the woman not realise you need your craft room back?

Not so far. I need to sit and talk to her about it but she's either been holed up in her room with her new fella this weekend or out on the town, so I've not really seen her.

Bah and double-bah!