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Las Vegas guide and MSE thread 2011
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Marchthat's a fair point - hadn't thought of it that way...I remember once our work changed insurance policies due to skyrocketing costs to the company...the change resulted in the deductable/excess for an individual going from $250 per condition to $3000 per condition per year...I realise that I have claimed on health insurance - I had my tonsils out when I was 30 and the policy change came into effect between scheduling and having the surgery...had we not lobbied for an alternative (pay part of the premium rather than just taking the reduced coverage) I would have had to cancel the surgery as I didn't have $3000 - at the time the $250 was a stretch.
If memory serves that tonsilectomy would have cost me almost $5k without insurance.
$5k for a scheduled tonsilectomy, with no hospital stay.Does remembering a time that a certain degree of personal responsibility was more or less standard means that I am officially old?0 -
Excellent Luci just got mine!!! last chance as I'm off at the end of the month! 673 hours in fact not that I'm counting!!!0
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Planning on going to see the 51s baseball this year, anyone with any experience should i get tickets before or pickup when I get there, Cheers0
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OctoberOur tale about travel insurance. OH became very ill with a kidney infection while in Vegas. Off to the hospital we go and a few hours later she was out of there and feeling much better. As soon as we arrived at the hospital they just asked for our insurance document and did the treatment. The final bill if I remember rightly was about $1,500.00 None of which we had to pay. Cost of insurance for us was about £50 for a yearly worldwide policy.
My friend went to Vegas without insurance, he got blind drunk and passed out in the Bellagio casino. They took him to hospital and gave him everything they could think of. Total bill was over $3,000.00 and he got chased by an internationl debt recovery company. He had to take out a loan to pay the bill.
Now what would you do?The common law of business balance prohibits paying a little and getting a lot. If you deal with the lowest bidder, it is well to add something for the risk you run, and if you do that you will have enough to pay for something better.0 -
If I was a US citizen coming to the UK I wouldnt buy travel insurance(probably) but going to the US it just isnt worth not buying it. The chance of needing to use it are slim but it seems the one's who don't buy it are the one's most likely to need it, risk takers. To buy or not to by is a personal choice.0
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I can see both sides of the story on this one - some people take the risk with this sort of thing, some don't.
Everyone has tales ---> We've seen people slip and injure themselves on the wet floor next to a pool (only to see them in cast on subsequent days) - as a quick second example, the missus' mum had a heart attack a couple of years ago, and has been hospital since with issues despite completely turning her lifestyle around, so with her, previous history is a massive factor and that's why she pays £300 for cover for their whole family
I'm in the stoneman group of, for the sake of paying £40 or £50 for a years (worldwide!) cover, i'm happy to pay it, shrug my shoulders and not think about it again!
... if people don't want to, then they either end up paying the costs that the doctor gives them, or end up saving hundreds over the years0 -
Right, I think I'm gonna get it!0
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JuneOur tale about travel insurance. OH became very ill with a kidney infection while in Vegas. Off to the hospital we go and a few hours later she was out of there and feeling much better. As soon as we arrived at the hospital they just asked for our insurance document and did the treatment. The final bill if I remember rightly was about $1,500.00 None of which we had to pay. Cost of insurance for us was about £50 for a yearly worldwide policy.
My friend went to Vegas without insurance, he got blind drunk and passed out in the Bellagio casino. They took him to hospital and gave him everything they could think of. Total bill was over $3,000.00 and he got chased by an internationl debt recovery company. He had to take out a loan to pay the bill.
Now what would you do?
I remember this being posted and reminded DH to get ours sorted - which it has been. I'd rather have piece of mind seeing as I am not psychic and my crystal ball has a crack in it.BEST EVER WINS WON IN ORDER (so far) = Sony Camcorder, 32" lcd telly, micro ipod hifi, Ipod Nano, Playstation 3, Andrex Jackpup, Holiday to USA, nintendo wii, Liverpool vs Everton tickets, £250 Reward Your thirst, £500 Pepsi, p&o rotterdam trip, perfume hamper, Dr Who stamp set, steam cleaner.
comping = nowt more thrillin' than winnin':T :j0 -
Just checked the ESTA website and it turns out I'm already authorised to travel? Weird.
"
Authorization Approved
Your travel authorization has been approved and you are authorized to travel to the United States under the Visa Waiver Program."
I last went in August 2009, is it possible that my ESTA from then is still valid?0
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