📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Out with the old, in with the new: the January NSD challenge

Options
11011131516216

Comments

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Welcome Pie to our lovely thread & to MSE.
    Keep posting.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    edited 1 January 2011 at 9:15PM
    Keiss_21 wrote: »
    Thanks you two...I felt so much better admitting that I have a problem in the first place....so perhaps there is hope after all! I do tend to set myself far too many things to do, and expect too high a standard...so less projects, and less pressure on myself needs to be the way to go methinks!!

    So today I have started on a list of things to do in January. I will no doubt break it down into smaller weekly and daily lists later. When I complete one, I will tick it off with the date beside it. I started doing this last year, and it helped a lot...seeing when I did things came in useful sometimes.

    Actually, perhaps I will start off a spreadsheet....I have one for weight loss (or in the case of 2010, gain :() and another spends, so another could come in handy. I also need to devise little prizes for myself as rewards for completing tasks/projects...not sure if I should be using food as a reward as I am trying to lose loads of weight! Perhaps, an afternoon of cross-stitching can be "won" if I complete 5 biggish tasks in a week.....I don't want to make it a competition, as I will be back to doing too much again!!

    If anyone has other ideas of how to cope better with doing too much, then I am all ears (and eyes!).

    Less to do doesn't match with starting a list and a spreadsheet Keiss ;).

    Me time works for me too, be it getting up half an hour earlier (very rare!) to have a cuppa in total silence, doing some yoga (the meditation bit at the end is fab!) or sewing. It doesn't matter that your "me time" is productive as long as it absorbs your attention fully and you're not thinking about all the other stuff! (My sewing isn't productive but it is all-consuming ;))

    Remember - don't sweat the small stuff. And view all the stuff as small stuff! Makes it so much easier! :D

    Read Henry William Davies' poem "Leisure" and keep it in mind when you're doing too much! I've been trying to say no more often and do less (that's coming from a girl with two jobs and studying for a post grad! It's necessary!!!) But clearly I'm rubbish at it!

    I have started to asked myself "what does this mean to me in the grand scheme of things? And stressing over work isn't what I want to be doing. Or making myself ill to get that pesky case study in on time. So what if I get a lower mark than I'd like? I still learned lots. So what if I can't get that report finished before home time; there's only so much time in my day.

    But I do care if my nephew is too shy to play with me because he sees me so little. Or I can't find time to visit my friend and play with the kids. Or find time to catch up over a cuppa.

    Because they are the things that me sane! Hence my resolution to spend more time with the people who make me laugh!

    Oooh 'eck, I came over all philisophical and went on a bit of a rant! Oops! :o Only came on to declare NSD 1 officailly :D
    cw18 wrote: »
    You've got a friend here then :D

    "Builder's Brew but hold the sugar" is the ONLY way to drink tea (though I actually use skimmed most of the time)

    Then Cheryl, Moneypenny, you'll be fine with my tea making as that's the way I drink it too :D.
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • muffin_man_7
    muffin_man_7 Posts: 784 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 1 January 2011 at 9:34PM
    Keiss_21 wrote: »
    Thanks mm7...ooh surp

    Still working on a birthday surprise for DS1 while he is at his GF's. Hope to get a large frame painted (primed this afternoon & 1st coat going on tonight!) then put in loads of piccies of him growing up ;). The frame will look great in his room here...the old frame colour (white) just didn't go. (BTW...got the 4 foot by 18" frame, complete with piccies, mount and glass for £5!!!)

    I am keepng the B&W piccies already there as he will probably prefer them, so he can remove the other pictures if he wants to

    keiss may i ask where did you get the frame? sounds like a good plan for xmas2011 lol i need 7 so soon as i get my son in law to help with my printer i can start printing cute pics the black wont work even though its got ink in it , my eldest loves photos every where it would be good to put pics in she hasn't seen for ages and some from this year too you've done it now, you got my head spinning with ideas hope i manage to do them at least i've got 11 months so can pace myself i could even do this as my reward for getting other stuff done
    2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    niccatw wrote: »
    Then Cheryl, Moneypenny, you'll be fine with my tea making as that's the way I drink it too :D.
    Let me know when you're putting the kettle on and I'll be right over :D

    Got to teach someone else how to make a decent brew tomorrow - in between dragging him kicking and screaming into the world of budgetting spreadsheets :eek:
    Cheryl
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Yay...NSD number 1:j- haven't been out of the house!!!!
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • JES_F1
    JES_F1 Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Not spent anything today so off to a good start - 1 out of 1!

    :rotfl:

    I did spend some Amazon vouchers received for Christmas though so 'shopped' without parting with any real money. :D:D

    :j
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • NSD #1 today, haven't gone anywhere!
    Thank you competition posters!
  • jedi82
    jedi82 Posts: 410 Forumite
    Hi Spoony, good start, number 1 for me today :)
    Jedi x
    Finally getting my life on track. Onwards and upwards.
    BSC No 327
    GC Jan £336.91/£450
    GC Feb £0/£400
  • kdenty
    kdenty Posts: 250 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee! Combo Breaker
    Made it through NSD no1. Does anyone else find that when your trying not do something it becomes am obsession and all you can think about, so sometimes end up doing the opposite?

    Today I kept thinking about not going out and spending but soooo felt like going to co-op for snacks!
  • madras79
    madras79 Posts: 48 Forumite
    hi newbie hear can i be put down for 15 nsd please
    74.64/£100 grocery challenge:eek:
    11/15 nsd:j
    £23/365 pounds one pound a day challenge 2011:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.