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Out with the old, in with the new: the January NSD challenge
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Welcome Pie to our lovely thread & to MSE.
Keep posting.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks you two...I felt so much better admitting that I have a problem in the first place....so perhaps there is hope after all! I do tend to set myself far too many things to do, and expect too high a standard...so less projects, and less pressure on myself needs to be the way to go methinks!!
So today I have started on a list of things to do in January. I will no doubt break it down into smaller weekly and daily lists later. When I complete one, I will tick it off with the date beside it. I started doing this last year, and it helped a lot...seeing when I did things came in useful sometimes.
Actually, perhaps I will start off a spreadsheet....I have one for weight loss (or in the case of 2010, gain) and another spends, so another could come in handy. I also need to devise little prizes for myself as rewards for completing tasks/projects...not sure if I should be using food as a reward as I am trying to lose loads of weight! Perhaps, an afternoon of cross-stitching can be "won" if I complete 5 biggish tasks in a week.....I don't want to make it a competition, as I will be back to doing too much again!!
If anyone has other ideas of how to cope better with doing too much, then I am all ears (and eyes!).
Less to do doesn't match with starting a list and a spreadsheet Keiss.
Me time works for me too, be it getting up half an hour earlier (very rare!) to have a cuppa in total silence, doing some yoga (the meditation bit at the end is fab!) or sewing. It doesn't matter that your "me time" is productive as long as it absorbs your attention fully and you're not thinking about all the other stuff! (My sewing isn't productive but it is all-consuming)
Remember - don't sweat the small stuff. And view all the stuff as small stuff! Makes it so much easier!
Read Henry William Davies' poem "Leisure" and keep it in mind when you're doing too much! I've been trying to say no more often and do less (that's coming from a girl with two jobs and studying for a post grad! It's necessary!!!) But clearly I'm rubbish at it!
I have started to asked myself "what does this mean to me in the grand scheme of things? And stressing over work isn't what I want to be doing. Or making myself ill to get that pesky case study in on time. So what if I get a lower mark than I'd like? I still learned lots. So what if I can't get that report finished before home time; there's only so much time in my day.
But I do care if my nephew is too shy to play with me because he sees me so little. Or I can't find time to visit my friend and play with the kids. Or find time to catch up over a cuppa.
Because they are the things that me sane! Hence my resolution to spend more time with the people who make me laugh!
Oooh 'eck, I came over all philisophical and went on a bit of a rant! Oops!Only came on to declare NSD 1 officailly
You've got a friend here then
"Builder's Brew but hold the sugar" is the ONLY way to drink tea (though I actually use skimmed most of the time)
Then Cheryl, Moneypenny, you'll be fine with my tea making as that's the way I drink it too.
Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Thanks mm7...ooh surp
Still working on a birthday surprise for DS1 while he is at his GF's. Hope to get a large frame painted (primed this afternoon & 1st coat going on tonight!) then put in loads of piccies of him growing up. The frame will look great in his room here...the old frame colour (white) just didn't go. (BTW...got the 4 foot by 18" frame, complete with piccies, mount and glass for £5!!!)
I am keepng the B&W piccies already there as he will probably prefer them, so he can remove the other pictures if he wants to
keiss may i ask where did you get the frame? sounds like a good plan for xmas2011 lol i need 7 so soon as i get my son in law to help with my printer i can start printing cute pics the black wont work even though its got ink in it , my eldest loves photos every where it would be good to put pics in she hasn't seen for ages and some from this year too you've done it now, you got my head spinning with ideas hope i manage to do them at least i've got 11 months so can pace myself i could even do this as my reward for getting other stuff done2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0 -
Then Cheryl, Moneypenny, you'll be fine with my tea making as that's the way I drink it too
.
Got to teach someone else how to make a decent brew tomorrow - in between dragging him kicking and screaming into the world of budgetting spreadsheets :eek:Cheryl0 -
Yay...NSD number 1:j- haven't been out of the house!!!!20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
Not spent anything today so off to a good start - 1 out of 1!
:rotfl:
I did spend some Amazon vouchers received for Christmas though so 'shopped' without parting with any real money.:D
:jDebt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
NSD #1 today, haven't gone anywhere!Thank you competition posters!
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Hi Spoony, good start, number 1 for me today
Jedi xFinally getting my life on track. Onwards and upwards.BSC No 327GC Jan £336.91/£450GC Feb £0/£4000 -
Made it through NSD no1. Does anyone else find that when your trying not do something it becomes am obsession and all you can think about, so sometimes end up doing the opposite?
Today I kept thinking about not going out and spending but soooo felt like going to co-op for snacks!0 -
hi newbie hear can i be put down for 15 nsd please74.64/£100 grocery challenge:eek:
11/15 nsd:j
£23/365 pounds one pound a day challenge 2011:T0
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