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Out with the old, in with the new: the January NSD challenge
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I'll join in again too please....
Aiming for 10 NSDs (won't count DDs, petrol or main food shops) and today is no 1!
Thank you!0 -
Count me in, I did this years ago but have not done it for some time so would like to give it another go.
However I have spent today, I will do my best to have 4 NSD's in a row this week, it seems few compared to others on here...but I will build it up to more!!!
Good luck everyone : )
:jBecame debt free in 2007 after having £15k of debt. Have been a stranger to MSE and now want to get back into my old MSE habits and save, save, save0 -
Please put me down for 15 NSDs and 1 achieved so far!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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No idea about a target for this month, but had better declare something as the month has already started
My annual target for 2010 was based on an average of 11 days/month (132 for the year) - but I smashed that part way through September.
At last count (a good couple of weeks ago) I was on 178 for the year (after back-calculating my count to include D/Debits from 1st Jan 2010 - was on 198 if I ignored those right through the year), which averages at about 15/month
And I think I had a couple towards the end of the month - I know for sure that 25th was one - so those would take me up to the 15/month average
Don't want to over-stretch myself though....
So I think I'll have an initial target of 12/month (144 for the year) please, and see how many months I can increase it - and how soon in the year I can smash that one
Today was NSD #1 :T
1st of the month normally sees a D/Debit go out, but as it's a weekend it hasn't. And as Monday is a Bank Holiday it won't go out until Tuesday now - so I just need to stay out of the shops tomorrow and resist the Whoopsies when I leave work on Monday to get to 3 before I have a spend I can't avoid
I did go out today, but it was a frugal day outWalked the dog around a country park, and then sat in the car to eat a picnic I'd packed up this morning. Even the car park was free (never been there before, so wasn't sure if it would be Pay&Disp like my local one!), and that was the only thing I thought could have stopped today from being an NSD.
Cheryl0 -
First NSD down only 19 more to go!! :j0
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Hi all,
I'm totally new on the forum so hope I'm doing this right... apologies if I'm not.
Can I join in with the NSD challenge please? Put me down for 10 NSDs in January (I'm not counting DDs, rent or main food shops)
Many thanks
Love Your Libraries - they're moneysaving! :T
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Number 1 for me today :j
Didn't even get as far as changing my PJ's for clothes & lovely & lazy it has been too!!February NSD challenge 5/150 -
Hello,
Can you put me down for 12 NSDs in Jan please?
I haven'tjoined in with this for a while, must get back on track:DI really need to sort out a new signature!0 -
puddings~See you have already had lots of tips om how to deceide if its a NSD.
It is a personal decision for everyone.
Welcome to our lovely thread to you & all the newies.
My first NSD of 2011 todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Please count me in, have lurked this challenge for a few months but jumping in at the start of the year. Aiming for 12 this month, and have one from today. :j0
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