Has your bank closed your account?

dchurch24

Abbey will close your account.

itsamomentintime

dchurch24 wrote:

Abbey will close your account.

i am suing abbey and have a £2000 overdraft that is to the limit - will they ask for it back?

Paul_Herring

itsamomentintime wrote:

i am suing abbey and have a £2000 overdraft that is to the limit - will they ask for it back?

Probably. But if you get your fees back, you can pay it off with them.

Red_Panda_2

Nationwide will close accounts after you claim from them, they give 28 days notice - although I do believe people are starting to fight back, as technically they cant do that.

If you are with a bank that does not close your account and you have an overdraft which, you dont want your charges being used for you can ask for your charges back by way of a cheque and pay it into another account.

elisebutt65

I claimed back nearly £800.00 from Abbey, I did open a parachute account as advised by the Consumers against Banks site just in case they did this to me.

But they gave me a £1500 od instead????

Ah well - I'm happy.

fabianne

Barclays threatened to close the business account that I have if it was not brought back in line with their terms and conditions.I told them they could not do this when an account was in dispute-I am reclaiming my bank charges after following the instructions on the Consumer Action Group website. I then complained about my Business Manager according to the Business Banking Code (section 14)as this was not a helpful nor sympathetic course of action from him,as stated in this code.
My account is in this state due to them applying unlawful bank charges that they keep applying.I shovelled money in-they kept bouncing dd's and cheques and this kept taking me over the overdraft limit.Enough money was going in each month-sometimes a lot more-but with these charges being applied-I could never catch up-it was very frustrating when I was slogging all the hours I could humanly manage to get it all taken in fees. Typically they charged me £35 for an unpaid dd payment and then £30 paid referral fee for then going over my overdraft limit=£65 per transaction.This has been a main reason for closing my business down as I was going further and further into debt.
I have just filed at Court for these charges that total over £2500.
Good luck to all and stand strong-it is YOUR money they are taking by charging daft fee's for an automated process.Claim it back.

inmypocketnottheirs

fabianne wrote:

Barclays threatened to close the business account that I have if it was not brought back in line with their terms and conditions.I told them they could not do this when an account was in dispute-I am reclaiming my bank charges after following the instructions on the Consumer Action Group website. I then complained about my Business Manager according to the Business Banking Code (section 14)as this was not a helpful nor sympathetic course of action from him,as stated in this code.
My account is in this state due to them applying unlawful bank charges that they keep applying.I shovelled money in-they kept bouncing dd's and cheques and this kept taking me over the overdraft limit.Enough money was going in each month-sometimes a lot more-but with these charges being applied-I could never catch up-it was very frustrating when I was slogging all the hours I could humanly manage to get it all taken in fees. Typically they charged me £35 for an unpaid dd payment and then £30 paid referral fee for then going over my overdraft limit=£65 per transaction.This has been a main reason for closing my business down as I was going further and further into debt.
I have just filed at Court for these charges that total over £2500.
Good luck to all and stand strong-it is YOUR money they are taking by charging daft fee's for an automated process.Claim it back.

I have been in a very similar situation. I wish you the best of luck. Banks, they lend you an umbrella, then ask for it back when the forecast says it may rain in a fortnight.

brenmcc1

Will Nationwide definitely close your account or is there some people who have regained charges and kept their account?

digp

has anyone complained to the financial services ombudsman about bank accounts being closed?

sportbeth

The woolwich tried to close my account in 2005 when I claimed my charges back (I am proud to say I was one of the first!!) But I argued tooth and nail and they eventually kept it open.