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Here I go again :-)

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  • nonnie44
    nonnie44 Posts: 478 Forumite
    Part of the Furniture 100 Posts
    Oh bless her! But having a mum like you will get her back onto her feet in no time, it is a really hard lesson to learn though.

    That's fab news about your car loan :j, cheered me right up, just feeling like it's taking ages debt busting at the moment but I know it's totally worth it and reading posts like that keep me going :)

    I really can't imagine DD sitting on my knee in 4 years - we all went for a walk the other night and her and I went onto the seesaw.......as soon as she sat down I was nearly flung into the air :rotfl::rotfl::rotfl: DH just about wet himself, DD on the other hand was only mildly amused!!

    Hopefully your DD will relax by tonight and enjoy her chinese x
  • Well done for the car loan. On here we share each others successes, and hiccups (cos failure isnt in my dictionary anymore) and its fab to see another debt GONE!!

    I think those results arent bad at all, but kids put themselves under pressure, they get pressure from peers and schools too. Then theres the letting people down thing!!

    Well, they are back now, and shes had her love from you so she knows Mums ok with it all. Thing is, she has them in the bag now, they cant take them away.

    She can improve her grades if she needs to when she resits. My DD1 had to do that with a couple of hers, she beat herself up and resat with a much better attitude which stood her in fantastic stead when she went to university as she knew what happened when she didnt apply herself properly. So it was all well worth it. She learned a great lesson!


    But the pressure is off for now and enjoy the chinese.

    Made me starving just thinking about it!
    Trying to shift that debt!
  • Nonnie I am only 5'3 so was a tad squished but just let my legs go numb until she had finished snottering all over me :rotfl:. She's been out and about with me all day so I reckon she just needed my company. She came to my mum's tonight to get her her dinner and her Gran gave her £10 for each pass so she was £40 better off, That cheered her up no end:p. She's fine now and feels a bit happier. She realises that she needs an A and a B minimum next year to get into the course she wants to do so she will just need to get her head down and get on with it.

    Chinese cost me £11.60 so that was great. Chicken balls, curry sauce, sweet and sour sauce, rice, noodles, chips and crackers nom nom. Feeds us all and we were all stuffed. I had to buy ink for the printer which was £14 and got a pair of white cut off denims in ASDA sale for my hols for £5 :j. They are a bit low waisted but I'll just wear a longer top and they will be fine. The annoying thing about the printer though is that the flaming thing is now jamming so I couldn't print what I needed anyway and had to run up to my brothers to get it :mad:. I'll need to get into the guts of my printer and see what is going on.

    So tomorrow I am off to have a fight with my daughters bank but I'll save that story for tomorrow as I may say naughty words if I say anything just now :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • forgot to say I am well excited re paying the car off. I am hoping to get rid of OD soon and also Tesco so will be down to 5 debts either at end of year or beginning of next. That'll be fab and I may dance naked up my street !!!!!!!!!!!!!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • But then again I may not !!!!!!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • forgot to tell you as well that I went to my friends mum and dad's tonight as htey were having a computer issue. Not that I was going to fix it mind you but DS was with me as my resident expert :). I came away with 2 trays of marigolds for my pots, a sunflower and acane for it, a bag of HG tomatoes (red and yellow) and a bag of potatoes from his garden. I'm well happy with that haul. And DS got £3 for helping lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • nonnie44
    nonnie44 Posts: 478 Forumite
    Part of the Furniture 100 Posts
    forgot to say I am well excited re paying the car off. I am hoping to get rid of OD soon and also Tesco so will be down to 5 debts either at end of year or beginning of next. That'll be fab and I may dance naked up my street !!!!!!!!!!!!![/QUOTE]


    I'm sensing money to be made here, get the tckets sold now!!!!! :j

    Glad DD is happier now, money from gran always helps here. DD got a fiver for getting teeth pulled, she was most cheered up :D

    Nice work on the flowers and the potatoes :)
  • Wow at the plants and veggies haul!

    Perhaps not naked, but in a carmen miranda style fruit and flower combo to cover the vital bits?

    Good luck with the bank and you need to tell us the details later on!

    The feeling is lovely when you can see light at the end of the tunnel with the debts, recaptures the enthusiasm!
    Trying to shift that debt!
  • :rotfl::rotfl:the only money I would earn from that would be folks paying me NOT to strip :rotfl:and I just couldn't afford the amount of fruit required for me to do a Carmen Miranda :eek:.

    :Twell done Nonnie's DD on getting her teeth out. That's a traumatic experience.

    Bank story re my DD- She is 17 and gets her wages from various places paid into her account. If she owed me money she was paying me back in cash and I hate that as I would rather have the money in my account. If I have cash it just disappears in a flash. She is with RBS and they have this hand held thing that they need to get to set up any payees on their account. Now about 6 months ago DD had money taken fraudulently from her account and RBS were right on it and refunded the money to her immediately, which was great. When I went onto her account to set up my details as a payee there was a random account there for marks and spencers and I deleted it. It didn't really register with me that that was strange tbh. When she got the hand held thingy I set up myself and I was the only payee on her account. The first time she owed me money and transferred it to me it turned out there were 2 payees now in her account, me and some random mastercard account :eek:. This had been set up months ago apparently ( before she had the hand held thingy) and she had mistakenly paid the £35 she was trying to pay to me into that in error.This was where the fun started. She called the bank and spent ages on to internet banking, they agreed there was fraudulent activity going on and they suspended her internet banking immediately. They said they would send out new passwords etc and to go into her branch to sort the refund out with them. We did this and branch told us they could not sort out an internet banking issue. They gave us a phone and DD spent 2 hours on the phone in the branch. It was a nightmare. As I said she is 17 and neither has the vocabulary or the confidence to deal with issues like this and they refused to speak to me as it was her account. I was hopping mad.Eventually they told her that they had the managers in fraud looking into her case and the money would be refunded in 3 days. The money has not been refunded:mad:. She has had no new passwords so has no access to her internet banking :mad:. She called again and has been told to go into her branch :mad:. If they would just talk to me I am sure it could be sorted out ASAP :mad: as I am very articulate and would let them away with nothing :rotfl:. To add insult to injury she got her phone bill in and it has cost her £11.50 for phone calls. So I am going onto the branch with her today and I am going to go mental if we do not get any satisfaction. I am enraged. I know she is legally an adult but if you have teenagers then you will know that issues like this are beyond what they can deal with. I am also furious at how easy it appears to be for someone to access her account and make changes. When this is sorted out I think we will be getting her with another bank ASAP or if not sorted then I will be typing from Corntonvale prison as I will have been arrested :rotfl:. Wish me luck.:D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • nonnie44
    nonnie44 Posts: 478 Forumite
    Part of the Furniture 100 Posts
    Honest to god, you would think that if she answered security questions and then passed over the phone to you then that should be enough!!
    Good luck and give em hell in the bank, I used to work for bos and I must say that things like this were right up my street ie I actually used to help people, but I do remember some members of staff that were just awful at handling situations and really awkward on purpose. :eek: Hopefully you'll get it all sorted this time - good luck, but don't worry we'll all visit you in prison :D
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