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Here I go again :-)
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skint agin. Don't know whether to laugh or cry :rotfl:.Having a wee mood dip. Must be PMT or something:rotfl:.
I'm annoyed at MBNA. I paid off Sony last month and they took the Direct Debit out of my account anyway. I called tham and they refunded it to me. I then got a bill for £13.90 which was alleged interest owed. Ipaid that off last week and the stupid ****'s have taken it out of my account yet again!! I mean FGS once is bad but twice is careless. I need to call them again to refund yet again :mad:. Pain in the neck.
Lost another 4lbs at slimming club tonight. That's a total of 47lbs or 3 stones and 5lbs. I have gone down 2 full dress sizes. Luckily I had loads of clothes from a couple years ago so I feel as if I have a whole new wardrobe available to me. Loads of people have commented this week on the weight loss which is a massive boost to me as well and has made me sunny
:D. Long may it last.
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
hi folks. Another manic week in my household. Monday was at home show all day, then fed my mum and drove to Tae Kwon do with DS, whilst he was there I did a boxercise class
. Tuesday work, fed mum, fed kids etc. Wednesday work then Tae Kwon do and went my shopping whilst class was on. Thursday work then mum's dinner, then slimming club then home eventually and cooked dinner for thurs and Fri. Friday work and Halleluia my brother came home and attended to mum we then went hill walking for an hour and I collapsed when I got home
. Saturday a.m. work, p.m took mum to church, went to church hall for cuppa, took mum to Morrisons, made her and I our dinner. Got home at 7pm and made dinner for kids. Today I cut grass and went for lunch with friends. I am bloody knackered :rotfl:.
Neighbours across the back from me put up a washing line and I didn't notice it was hanging into my garden and I caught it up in my strimmer so that is now knackered :mad:. So house is not very tidy, garden is a mess, car is filthy, washing is majorly behind and I cant even think about the ironing. Roll on the summer hols . Spends wise I have been excellent other than £17 on food and wine today but the chill time with my friends was worth every penny.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Wow! Thought I had a busy week but ok you win!
That's rubbish about your strimmer :mad:, but the weight must be plummeting with all that Tae Kwon do :T. Totally agree about the summer holiday, when do your start? Our are the 30th June and I really think that the kids are desperately needing them.
Anyway hope you have a good week x0 -
Nonnie, Not me doing Tae kwon do lol it's DS. I just try and fit in an exercise class or my shopping etc whilst he is there. This week should be a bit quieter I hope. Hols start end of June and I am off for first 2 weeks ( unpaid) and last 2 weeks
. I cannot wait.
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Honest to goodness, obviously I can't read!! Sorry!
But now that I've re-read your post I'm still impressed that you do a boxercise class - not sure I could manage that, I just stick to the gym and go at my own pace
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Not been on in days again. I have had a horrendous week family wise. My mum is getting elderly, sick and bl**dy cantankerous and I ended up losing the plot this week. I am ashamed as she is totally housebound and no wonder she gets cranky but she can be such a b*tch at times and I am just exhausted with it all. So not been in any mood for anything lol but feel better now
and all is well between my mum and I now that air has been cleared for a while.
I am the skintest I have been in ages. Feels like I am always saying that :rotfl:but it just seems to get worse and worse. I have zero money this week to go shopping so it will be a storecupboard week for us other than essential bits like bread etc. I can hear the groans of the kids already :eek: but too bad. I could use my card to buy some food but I am going to do my damndest not to. I reckon I really need to stop overpayiing at the beginning of the month. I have overpaid my Tesco card by about £100 so far this month and it has knackered me financially completely. I think what I will do is pay the snowball amount ad wait until the end of the month and see what I have left and overpay then. I'll see what seems like the best plan. I have a savings account whre I can hold money buit get immediate access if needs be. I'll think it over. I have 3 invites out tonight and as I have NO money I am stuck at home. I don't even have money for petrol lol so need to preserve what I have. I hate money :rotfl:or should that be I hate lack of money ??5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Actually came on to moan about paying £167.77 in interest last month. Shockingly bad. I am sick at that :eek:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
:eek: at the internest MIT. Glad you cleared the air with your Mum it cant be easy on either of you (hug) . Im sure things will get better but in the meantime leaving excess in the savings until month end probably wise.:j0
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hi ho. No kids last night and I was bored out of my tree. Should have been happy lol as it is years since I have been home for the night alone but to be honest I was bored and when it came time for bed I was scaredy :rotfl:. Every wee noise had my heart pounding out my chest :rotfl:. What a wuss lol. bOTH BACK NOW THOUGH SO HOUSE IS WRECKED AGAIN, WASHING IS PILED HIGH AND FOOD CUPBOARDS RAIDED. Oops caps sorry.
Ended up having to shop today so that's £61.50 onto my CC and £30 petrol. I had run out of all the basics and had no fruit or yoghurts and I cannot stick to my diet without them. So I had to weigh up the pros and cons of not shopping. If I didn't then I would put weight back on as I would end up eating anything instead of healthy food but I would save money, If I did then I have food so can stick to diet but CC would be increased. I decided to eat healthily as everything appears better when I am in healthy mode. Also had to pay £22 for Avon I had ordered last month. I had forgotten about it :mad:. I have a few things from it though to put in with gifts so they will go into my Christmas drawer and I will get started with that. So what I had hoped would be a NSD has turned out pretty expensive. Never mind I will get there, I always do. xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
hi. Well I have lost the plot entirely now:rotfl:. Have had hardly any money and what I have had I have j=had to use for petrol and topping up my bills account. I worked yesterday and got £30 for that and bought £25 of petrol and £5 on juice and crisps for DD and I as we were working again today. So I have worked for 7 days this week . I am shattered. Will get another £45 during the week for this though so I will use that for my friend's wedding pressie. I should have enough petrol to do me until Thursday or so. Defo no money this week for shopping as had to use my tax credits to make sure I had enough in my account for bills. Still need to put £35 in but those bills not actually due until end of month so will be able to sort them out after the wedding. I have at least 5 weeks money due from the CSA but they are being really slow with it. I have been given a direct line for calling them as I have had so much trouble getting money from them. It's driving me nuts as ex is paying this but I'm not getting it and believe me I need it
. Never mind I'm sure it will all work out in the end. I hope everyone is good xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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