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Here I go again :-)

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  • :j
    Thanks Millionaire In Training - I have looked at the site and its fab - and I now have an end in sight - April 2016 if I use the tips on this site and pay more that the min. payments each month.

    What a productive morning so far .....THANK YOU!:)
  • glad you liked it. I am totally addicted to it and keep playing about with my figures. So exciting when you overpay and see the debt free date change. April 2016 isn't too far off
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Spinlady wrote: »
    :j
    Thanks Millionaire In Training - I have looked at the site and its fab - and I now have an end in sight - April 2016 if I use the tips on this site and pay more that the min. payments each month.

    What a productive morning so far .....THANK YOU!:)


    :beer: Good to hear you have a plan. This site is amazing when you are doing ok and for when you need support. Good luck x
    :j
    May 2013 new beginnings:j
  • Your Feb figures look really good- has your DFD come forward in your sig or did I imagine that?
    Debts at LBW Jan 11 CCs TOTAL 41,300
    Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
    TOTAL 32,715
    Goal :Debt-free by December 2013 DFW long-haulers #135
  • No TH it hadn't but it has now :D. The overpayments and the balance transfer have made a big difference to it, over a year in fact so that's fabulous!:p

    Feb figures are okay but hoping March will be a bit better. Using my monthly money to shop really messed me up last month so I am not going to do that again. Once I am really organised I might manage to do it monthly but not just yet. I am going to try and put £20 on that Argos card with discounts every month though for Christmas. That would give me £200 by December and I also save £2 per week in stamps in Morrisons. I could use the ASDA card then to buy bits and bobs of presents and Morrisons for food and booze. Sounds like a plan to me :cool:.

    I had £6 and pennies left this morning and I brought back a bag of shopping from Morrisons and I still have £6 and pennies :D:D Hurrah for mums :D. She wouldn't take the money from me even though I managed to block her pin number on her card :o. That means I dont have to do the mad dash to the bank tomorrow to get lunch money for the kids as I have it here already.

    I sold a jacket on e-bay already. I was offered £35 on a buy it now basis but I would only take £25 as a zip is broken on it. I'll never have money as I have too much of a conscience :rotfl:. I've even e-mailed the buyer to double check he noticed the broken zip when he bought it as I will refund if he hasn't. I would hate to be sold something on e-bay and be disappointed in it. Also I dont want to lose my 100% marking. Some watchers on other items and 2 have bids on them already and not due to end until next Sunday :D. Not going to lift the money from paypal yet incase I need it for my MOT later in the month :eek:. I have £65 in that account just now. I hope you have all had a good day. The sun was splitting the skies here today and it was heavenly
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Pay day :j. £50 to Argos today :jbut biggest of all I am under £20k :j:j:j. So happy :D.

    Sold another jacket on e-bay for £30 :D. Up to just under £100 in my account. That'll help with my MOT and if not then it'll be paid off of ARGOS. Fingers crossed my MOT will not be extortionate. I am really nervous about it this year to be honest. Probably because I am not thinking 'och I'll just shove it on a card'. Keep fingers etc crossed for me.

    I spent too much today as the body that was a temple turned into something more akin to the chippy today. I didn't stop eating. I then had the cheek to go to Zumba and get a chippy on the way home :rotfl:So today I have spent £21 that I really shouldn't have :o. I went with DD to zumba and a couple of others. Was fab. Next week we will make sure that some baked potatoes are in the oven cooking whilst we are out and a nice healthy dinner waiting on us instead of chippy. I'm watching the Biggest Loser and it is inspiring me all over again. My body is protesting a bit mind you with all the jumping about I have been doing but I am proud to say I completed the class :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Fab news that you're under 20K :T
    Debts at LBW Jan 11 CCs TOTAL 41,300
    Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
    TOTAL 32,715
    Goal :Debt-free by December 2013 DFW long-haulers #135
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done thats fantastic news,keep up the good work (that doesnt include chippy though) :T
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Thanks guys. I'm really chuffed at that. Can't wait to get under 10k now :rotfl:. According to my snowball I will be under that by April 2013. Hmm only the 2 years then :rotfl:. I'll try and beat that one if I can. Spent a fair few pennies today:
    Petrol £51 :eek::(
    Shopping £30.80
    lunches £9
    Trainers for DS £22.50.

    Going to try and have NSD's the rest of the week except for kids lunches. Day 2 in my new job and kind of getting the hang of it. One set of stats looks much like any other and staff are universally the same :p. I must say though they are a right !!!!!y section so I will need to stamp that out. I am a very positive person so hopefully that will rub off on them.Not much more to report other than that body is more temple like today. Not quite full temple status but going to see dietician tomorrow so will be back to it then !
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Note to self dont read when tired as you will miss very important news

    :beer::j:TUNDER 20K:T:j:beer:
    :j
    May 2013 new beginnings:j
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