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Here I go again :-)

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  • Grrr massive post lost. Never mind would probably have bored you all anyway :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • why do small posts never fail lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • weeclick
    weeclick Posts: 1,051 Forumite
    haha I hate that, such a pain!
    Life is what you make it.
  • Woohoo nearly under 20K- a great milestone. And 8lbs is amazing- what's your secret?
    Debts at LBW Jan 11 CCs TOTAL 41,300
    Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
    TOTAL 32,715
    Goal :Debt-free by December 2013 DFW long-haulers #135
  • a sore liver is my secret :rotfl:. I tell you it fair focuses the mind. Going to a race night on Friday which would normally be quite an alcoholic night and now I will be sitting with some diet juice :p. Ho hum. At least it will be a lot cheaper for me than usual. Good job really as I am skinto until Monday.

    I have taken a couple of days off as I am shattered. Been training for weeks and start training on my actual post on Monday. I needed a couple of days to catch up with myself before that. House has things needing done i.e. windows etc. I haven't told my kids as they always end up being 'sick' and one or other ends up in house with me. I have not told my mum either because as soon as I tell her I have time off she has a wee job for me to do. Bless her but I really have lots of wee jobs of my own to do the next 2 days. I have taken a huge chicken and a roll of pork out of the freezer and will cook both of them tomorrow. Will have roast chicken tomorrow and a pork something or other on Friday. I will get loads form both to freeze as well so that's good news :D.

    DS is on reserve list for trip so am in limbo a wee bit. I will save up my half just incase he gets a place and can then pay it off the debt if he doesn't.

    Despite this being a really tough month I have managed to pay off £77.93 over and above my target :D. I am delighted with this. Even if I manage similar to this every month then I will reduce my DFD by 7 months. I'm not going to change my target though as I am not going to put that pressure on myself. I will fail if I do that. So fingers crossed, at the minute all is well in my world. Long may it stay like that. I just need to survive until payday on Monday now :eek:.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • was all organised and copied the last post so if it failed I still had a copy. Didn't fail :rotfl::cool:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • :eek: window cleaner is here. Will need to try and avoid him tomorrow night :rotfl:as I am skint. I have £65 in the bank. That will be £20 petrol, £12 lunches for kids, £20 fund raiser and the rest in shopping :rotfl:. Shopping for £13 ;). Well I have managed it before so I am sure I will manage it again. I have a huge roll of pork and also a huge chicken in the oven just now so we will be fed for at least 4 days from that and I will also make chicken noodle soup. So all is well. No doubt my ears will be sore mind you listening to the kids moaning that there ' is nothing to eat'. Too bad. If window cleaner catches me then there will be no shopping money at all. Sh*t I just remembered that I have dentist tonight. I'll need to pay that too. Just a clean mind you. It's looking more and more likely that I am going to have to cancel my night out as I just cant justify £20 spends this week. :mad::mad:. Stupid date to have it anyway.

    I am going to work hard today and get as much as I can done in the house. I need to do inside of windows. I have piles of washing I want to catch up with and also ironing. I also want to make a start on my DS's bedroom which will be a whole day's job in itself :eek:. Catch you all later xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • That's 2 loads of wash done and ironing up to date. Most of ironing is away in cupboards too. I always run out of coat hangers when I am up to date :rotfl:.

    Chicken cooked ( delish) and pork looks fabby too ( not tasted that yet). Going to get them cut up and sorted into meals. House still looks like a bomb site but hey ho I am trying :p
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • It's looking more and more likely that I am going to have to cancel my night out as I just cant justify £20 spends this week. :mad::mad:. Stupid date to have it anyway.

    I am going to work hard today and get as much as I can done in the house. I need to do inside of windows. I have piles of washing I want to catch up with and also ironing. I also want to make a start on my DS's bedroom which will be a whole day's job in itself :eek:. Catch you all later xx


    Hi M-I-T

    Great news that you have managed to go over your target this month!! Got to admit never happens to me!

    I am having to cancel a night out on Friday too. Due to fund shortage. I get paid today and I have recently confessed to my husband about my stupid personal debt managing to creep up. Awful conversation but had to be done, it was months and months overdue. Anyway I am proving to myself and to him also that I really am doing my damnedest (is that really a word?) to hammer this debt down and so any extra nights out are cancelled until further notice. We have tried to go on one night out a month and also any special celebrations ie birthdays, etc but that is it. So I am hoping my ebay will improve and also trying to sew, make nice things to keep my brain occupied!!

    Anyway, keep up the good work, I am loving your diary.

    T
    aka dirtyepic
    DEBT FREE SINCE SEPTEMBER 2015 :beer::beer::beer:
  • Phoned Virgin to tell them I was leaving them and going to O2. Was going for the cashback on quidco and they have given me a package of 600mins, unlimited texts and unlimited internet for £15 per month :D. I can have this for 9 years :D. No phone change but I have a really good phone anyway and I'm not bothered about posh phones tbh. Very pleased.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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