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Here I go again :-)
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I just realised whilst reading another diary that the year I get debt free ( going by the snowball) I will be 50 :eek:. Shocker :rotfl:. DFD is Jan 2015 and I will be 50 in the June so I reckon I will just save the £500 I pay to debts per month for 5 months and I can have a HUGE shindig for being debt free and also for being 505 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I had £8.70 left in my weekly account so I have paid it off of my cc. I had some idea about not following my snowballs advice but am just going to stop that and go with what the snowball is advising and try and pay of a smuch as I can from my 0% card before the interest kicks in. I have 2 cards that charge interest but they are only 4% and 6.9 whereas this one will be 17% at end of 0% :eek::eek:. Makes sense really. So here I go with starting to pay it off
. I'd actually quite like to be debt free by 49 and then can get my kitchen in by 50 :cool:. A girl needs an incentive :rotfl:
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Kitchen is the heart of the house, it makes you feel good inside when you have a nice kitchen xTrying to shift that debt!0
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My kitchen is very much the heart of my house but it is huge. In a way that is brilliant but it is stopping me from renewing it as it will cost me a fortune. Cant just shove on new doors either as they are non standard size :-(. Never mind...........one day, one day !!5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Im jealous I would love a huge kitchenTrying to shift that debt!0
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I hate effing bureaucracy . 4 payments sitting in CSA for me which is over £300 and I need to wait 3 weeks for it as their systems are !!!!. Spent 15 minutes yet again on the phone just trying to get my money out :mad:. The girl was lovely but still useless :mad:.
So I then discovered that DS's name change on his passport has to be signed by a notary public so made an appointment for tomorrow and it will cost me £42 :mad:. Am furious:mad:. Need to pay it though or no passport for my boy so no France trip.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Sending you an imaginary punch bag - hope it helps!
Perhaps one hanging in corner of your nice big kitchen might be usefulI'd love one!
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hope you get csa sorted soon. its a mare i know.
xTrying to shift that debt!0 -
:rotfl: TY for punch bag. I'm over it now and just need to get it sorted once and for all and gethim his passport.
NSD today. First one in ages.
My liver has really been playing up this week and been very sore since yesterday. I have non alcoholic fatty liver disease and if I eat too many fatty foods then I get really bad pain. I ate a roll and sausage and black pudding yesterday so I have suffered all night and all day. I have fasted most of the day and had chicken, veg and potatoes with fat free gravy for dinner. I've popped pain killers and sat with a hot water bottle all day so hopefully I will get a sleep tonight as was up at 6.45 this morning despite this being the first day of my holiday.
Moneywise things will be tight this month but at least I know I will get some money through round about DD's birthday for any expenses I will be Mrs Frugal this month. Was £37 this week for shopping as sent DD with a note and she only bought exactly what was on it so I may do that in future and it will save me a fortune as I just lift things and I end up overspending hugely. Never mind I know I am definitely not alon ein that one
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
1 payment through from CSA so I have stuck it into my savings account so I can get DD's laptop later
. Feels so good to be able to buy it outright and not go into debt for it
even a year ago I would not have managed this so I am all chuffed.
NSD yesterday but no chance of that today. DS having a sleepover tonight so I will need to get some gooddies in for him. Also need to pay the £42 for DS's letter for his passport and buy a laptop. Going to get some fruit and yogurts in as well as I have gotten rid of my liver pain just about so I will stick to the healthy diet and try and keep it away as it just makes me miserable. Fine now though
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Snowin here today believe it or not :eek:. I've now got a pot of soup on and had to put the heating back on as it is freezing again. Never mind I don't think it'll come to much
Have a lovely day everyone5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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