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Credit Card Freebies Article Discussion Area

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  • Great idea re BMI airmiles, but wouldn't it be considered a good offer better nevertheless to take advantage of using the BMI Mastercard, which has identical 20,000 miles offer, but offers two miles for each and every £1 spend, as opposed to 1.5 miles?
  • friday26
    friday26 Posts: 21 Forumite
    flyingflea wrote: »
    Sorry for the delayed response. I hadn't subscribed to this thread. It's nearly the end of the 3 month period and although I managed to spend well over £1500 I'm only receiving about 1000 airmiles because of the way they calculate it :mad:

    I guess the promotion applied to my account when I applied and didn't for you?

    I've spent around £2K and have so far received 88 airmiles :(. I applied for it the day before it expired so may well have missed the promotion as I didn't receive any literature relating to the offer. I'll wait for the 3rd month points statement - maybe they'll appear in bulk (wishful thinking!)

    It's a shame they calculate it in that way - frustrating.

    Thanks for your help :)
  • friday26 wrote: »
    I've spent around £2K and have so far received 88 airmiles :(. I applied for it the day before it expired so may well have missed the promotion as I didn't receive any literature relating to the offer. I'll wait for the 3rd month points statement - maybe they'll appear in bulk (wishful thinking!)

    It's a shame they calculate it in that way - frustrating.

    Thanks for your help :)
    I very much doubt you'll get your points as I received all my points a few days after every statement. Are you spending on your Mastercard at all because you'll only get 1 airmile per £50 on that?

    I didn't receive any literature about the 1 airmile per £1 promo either but definitely followed Martin's promo link properly.

    I did make a complaint to Amex about the problems I mentioned previously and threatened to cancel the card. In the end they credited my account with 400 airmiles :)
  • I became BMI Diamond Club member a couple of years ago and got myself the Amex credit card to earn miles and get a freebie flight. Since then I put all possible spending on the Amex to earn miles.

    Today I sat down to book a ticket with my earned miles. I know I still have to pay the fees and charges which came to £120, bit high but surely it's cheaper then the normal ticket. Well.... It's not! Tickets bought as a non Diamond Club member were £112 for the same flights! I'm very disappointed I could have used a different card all the time and earn some real rewards!
  • This is a good plan if the 0% APR will last you until you can pay off the entire balance. Usually, with 0% APR teaser rates, the APR ends up re-adjusting to a higher amount after 3-6 months. So far the best deal I have seen is American Express' Blue card that offers 12 months of 0% APR. But, there is an annual fee for this card, which takes away some of the benefit of transferring the balance.
  • I phoned bmi to ask how to use my air miles to pay for flights to Jersey. I was told there are only 9 seats available to book using air miles and these could have been booked up to a year in advance. None of this is mentioned when you take the card. Thought I could take my grandson for half term. So forget spur of the moment holidays - not with bmi anyway.
  • There's truth in the old adage, if it's too good to be true, then it probably is. In other words, all these cards offer great deals on the exterior, but when push comes to shove and they have to cough up their end of the bargain, you, the consumer have to abide by near draconian sets of rules and regs. It effectively discourage users from cashing out. For some they are succesful, but for most people it ends up being a loss.
  • In my opinion about Credit Card Freebies You have certainly heard it said that there's no such thing as a free lunch. If you believe that, then you must be eyening the current crop of 0% balance transfer cards with a wary eye wondering where you'll find the catch that makes it not so free.
    The answer is as it usually is when it comes to contracts in the fine print.

    And the truth is, if you manage yourself wisely, you'll find that the cost isn't nearly so hard to swallow as the plastic chicken dinners that often masquerade as free launches at banquets
  • There are times that my mother and I is just looking for the freebies offered by the credit card and spent money so we can avail it
  • Thank you very much , this thread is an eye opener , it is never too late to learn about the tricks of how to benefit properly from havin a Credit Card
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