Long Haul or Do Up House??

Polly_Wolly_Doodle

Ohh bless CAB, they did phone back:j

So we progress a bit more, CAB will now fax our financial statements to Grant Thornton who act as Insolvancy Practitioners and we should hear back next week on what DH's monthly payment order (not sure if that's the right term) is likely to be and get a date for an appt with them to apply for BR i think

So need to save £100 for DH's BR fee and £500 for me to buy out the trustees interest in the house and how ever much they agree he should pay each month.

Have a deep ache in the pit of my stomach. I suppose with the house valued so low we really have no alternative and that's quite a wake up call.

:eek::eek::eek::eek::eek::eek::eek::eek:

pennywisepoundstupid

Really have no advice hun but wanted to send you a big hug.

Woowoo

Hi

I'm sure you must be feeling very scared right now PWD, but you are taking positive steps to secure your future.

Big hugs x

Polly_Wolly_Doodle

Morning, thanks guys i'm okay, actually worried about DH, the thought of him having to be grilled about how and why this has happened isn't nice. And basically it's all happened because of me.

CAB were quite adament that they didn't want me to go BR because of my job, which is a bit annoying as it has all been my doing and i feel it's unfair DH will have the scrutiny.

Anyway at least things should start to move.

Phone Opus too and they were saying if you agree a DMP with them there are three plans, one charges interest of 0.5%pa and the other two plans charge 0%. God if they charged reasonable interest in the first place this would not have happened and we could have paid our way out.

Right need to get ready for work, last day till Tuesday :beer: and friends coming over to play with the children this afternoon, house a total mess, so fingers crossed DH will hoover or something:rotfl:

Have a lovely day,
PWD xx

Woowoo

Moring PWD

Glad your ok. There's no point worrying about who's fault it was etc, that is all in the past just keep looking to the future now.

Turn your face to the sun and let the shadows fall behind you

Hope your day at work goes quickly (mine too!).

I'm soooooo glad its a long weekend, fingers crossed for lots of sunshine x

Polly_Wolly_Doodle

Thanks Woo, i like that philosophy

Work day over, now just grumpy DH to deal with :rotfl:

Polly_Wolly_Doodle

Morning all,

up too early today thanks to middle child, AGAIN:mad::mad: how can that boy function on so little sleep??

Not too much planned for today, need to post ebay parcels and return some photo frames to Argos, opened the packet to find the glass broken, have vouchers left over from returning DH's b'day pressie for me, so will see what there is i can purchase:D, might see how much their balance bikes are for smallest's b'day next month :money:

Pup digging to Oz in the garden, DH not impressed but the children are:rotfl:

PWD xx

Herewego

Morning PWD,

Wish I could get out of this waking up early been up since 5.30 does my bidy not know it needs rest.

Have you got the reciept for the parcel you sent with the post office, is so make sure you claim when your 21 days is up I have had this in the past and although you are out of pocket for a few weeks I did get my money back with postage. Its easy to think oh well never mind.
Enjoy your day sending a little bit of sun your way you wouldnt want it too hot anyway .

Polly_Wolly_Doodle

Thanks HWG, i'll send her the refund, at least it should keep my % up!
I've never had to claim before which is good going as i've sold lots over the years and the village PO know that so hopefully should all be okay.

Sorry you're up too early too, must be all that sunshine xx

pennywisepoundstupid

Pups don't you just love them, mine has unravelled a toilet roll off the holder in the downstairs loo this morning and has dragged it through the hall into the dining room, oh well at least if its doing that its not chewing my furniture, just have reams of chewed up loo roll to clean up.

Have a good day PWD