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Pap's Productive Project
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What cross stitch pattern did you get? I've got loads of unfinished ones in the attic... Maybe one day they'll get finished.
This one DangersIf you look under the 'your work' mine previous work is there
If you need motivation come over to the cross stitch thread, many there have had UFO's (unfinished objects) for years and finished them with our support.
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I will be so glad when I go back to work :rotfl: Yesterday my tv died (as did everyones in our area), so I rented two movies £6. Now today Mum said I wasn't looking well, ummm ok, so I we went out and bought chocolate and a basket of other junk. Plus strimmer wire and a apple cutter in a 99p shop. So basically I took out £20 and now have £7.20. That means I now have £106.35 in my bank
Now I am pledging I will have NSD's until Tuesday at the earliest. The only exceptions is paying for my threads (£8), if I get a prescription tomorrow (£8? don't know the charge now), postage (£3ish) and if I decide to buy a sewing box (max £30). I am still hoping to have £50 to pay towards my CC before payday but its looking unlikely. But the positive is I have now cut my CC up so its not as if I can overspend on this when that moneys gone :T
I so have to get my spending under control but I think being home and not at work doesn't help0 -
NSD :j A well needed one, I have also made a few changes in the last 24hrs which will save me lots of pennies...
So I am not going to get a sewing box, the plastic one I have now will surfice until I have more disposable income. It just means my charts/mags will have to be kept upstairs but I don't truely need them all down here anyway. I will also be removing anything I don't need straight away (ie kits) and photographing them as a log on my pc. That then means I can store all my threads (the dog's new fave play thing) and needles safely. So saved at least £15
I also changed fatclubs last night. After coming off the cure I went back calorie counting (£10) a month but my heart wasn't in it. I let everything slip and with my medical problems I still need to lose a chunk of weight. So I went on WW in Feb (£59 for 6 months) but all I have done is collect mags for that and gained 2lbsSo I am going back calorie counting using a free website :T Thats at least £10 saved per month.
The only other thing I am not happy with is my internet bill (£35 per month, includes line rental) but its locked until December and if I drop a package the contract will restart :mad: I think in December I will be purchasing a PAYG dongle because I just can't justify that much on the internet anymore. Even if I top up £20 a month thats still a huge £15 saving, thats the house insurance cost. Shame I can't leave early
Other than that a good day, haven't heard back for the threads and will send the letter tomorrow. Best bit, No prescription and I can go back to work :j :j I will have 3 weeks until payday and I hope that this tank of petrol holds out, that will mean £40 extra for my CCIt should do as I still have about 250miles left, I may steal lift's too, to be cheeky :rotfl:
So not a bad day all around. Will be back tomorrow, no doubt with some spends
Edit... seller of the threads just emailed me and she doesn't have any of the colours in stock :mad: Will now have to find a supplier thats as cheap as the seller on ebay *sigh*0 -
Good news on back to work & pah to ebay.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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One debt remaining. Home improvement loan.0 -
What threads are they Pap? Is it full things of thread you need or just a decent length of them (sorry, but icant think of the correct word so hope you know what I mean). if they are the type I have in the attic, I don't mind looking some out for you.0
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Beanie, thanks I understand a bit with ebay beacuse there are thousands of threads but I have this feeling really becayse they were super cheap.
Dangers, oppps wish I saw this yeasterdayIt's the full threads (skeins) that I needed, ie the ones you buy in HC. As it was the person I purchased the chart from was the cheapest so got them all for £9.40 inc postage. So not overly bad
So spends today were...
£9.40 threads and £4.49 in co-op (chocolate, cream, coke and miranges (sp?) for a dessert I made tonight and more for tomorrow.
So purse, £2.71 and £96.95 in my bankI am just on my way to bed but on my way I need to find my savings passwords so I can transfer the car stuff savings as that is still sat in my bank account.
Have a good weekend all, tomorrow will be a NSD and Monday I need to post that item and I will try and get the frame for this gift. So i should be back then0 -
So just sorted my car saves, I had a few pounds in the account anyway so that now has £186.56 in. My MOT is Aug so next months payday I will hold onto my car saves (£140) to pay for that. Fingers crossed it passes. I also found some pennys in my other current account so I payed that off my credit card (£4.48) so than now stands at £193.50.
So all going the right way :T Today will be a NSD as I am going nowhere :rotfl:0 -
So not a good week so far
Monday I went out to get a frame for my wedding gift. Only before I went I looked in my cupboards and decided I really needed to go shopping. I can't remember when I did a full shop last its mostly been top-ups. So I went to tesco spent £40 (usual budget) and then Mum spent £18 (which she will give me payday). Then of course it was the usual costa run£8.00 I think that was. No frame, but food to last until payday :T
So today I decided I must get this frame, otherwise it would be a payday thing... So frame and coffee, £19.20More than I wanted to spend but the stitching is an odd size and I don't really want to use my petrol to go to Ikea.
So after taking out £40 for my tank of petrol (hoping to pay off the CC) I have £14.45 left. I owe Mum £5.00 of that because I ordered some Avon which I forgot about, all shampoo and needed so not all bad. So that leaves £9.45 until paydayThe problem comes when I need to pay £20 sponsor money to someone and I have a party to go to Friday (need gift/card/drinks). So I am thinking do I chance it with my petrol and use that money for the sponsor money and Friday (one drink each) or do I turn down the party and just pay the sponsor money and then have £20 buffer for pertrol... Ummm. Maybe it wasn't such a good idea to cut the credit card up before then end of this month :rotfl:
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Also I need to adjust my budget for next month as I have the wedding to go to then so I guess a handful of drinks for both me and MumWhy is it I am NEVER invited to anything then two come along at once :cool:
Not long till payday, thank heavens :j
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Can you not put £20 petrol in the car instead of the £40? Do you need to pay your mum the Avon money seeing as she owes you money?0
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Can you not put £20 petrol in the car instead of the £40? Do you need to pay your mum the Avon money seeing as she owes you money?
Thanks Dangers, yes the petrol will be fine as a top up. I have about 270miles left in the tank that should last until payday but I worry and would rather do a top up than run it dry and end up with it in the garage. The Avon thing, its actuall £4 a owe now, no she 'needs' it. Yes she is skint, I know that as I have subbed her food/fag money so yes she does need the £4I will get the £18 on payday, plus some of the other she owes me hopefully. I keep reminding her
So in effect I have £54.45 to play with, if I do the following I should do ok...
£4.00 Mum
£10.00 card, £5 in card/bottle of beer as prezzie
£5.00 (plus change from above) drinks at party
£20.00 sponsor money
£15.00 petrol
That means no overpayment to the credit card but things could be worseI am just doing some work from dayjob and then I will work on my budget, joy :T
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