Pap's Productive Project

Emzilla

postingalwaysposting wrote: »

So payday today and I finally went and got my eyes tested. My eyes have actually improved but because my prescription was so long ago the optician suggested I purchased new glasses. So the test, glasses and lenses were £97. A hell of a lot cheaper than the £260 ish that it cost me in 2008.

After bills, Argos repayment and loan, plus car saves I have £266 remaining Now the bad bit is I have approx £290 on my CC This is because while in London I put my accomodation on it and Mum didn't save any money herself to take with us :mad: Don't know how to play this month now

That asside, Mum now owes me [FONT=&quot]£747.23 (excluding what she owes to Argos) so thats 5 overpayments to my loan :T Don't ask me when I will get that money though

Other than that I am ill, home from work and feeling sorry for myself. But on the upside I am completing my wedding gift cross stitch at some pace

Have a great weekend all...
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I hope you feel better soon Pap - been ill myself for 3 weeks so know how you feel .

Emz xx

greyfox

Hi, PAP,

Glad you enjoyed London. When you hadn't posted for several days after you got home I started to think that you'd hated it but didn't like to say!!

Let me know when you come again. Perhaps I could treat you to lunch or something.

Hope you get well soon - and that your finances recover from the trip, too!

GF

postingalwaysposting

Greyfox, that can't be further from the truth I love London! If I could live there full time for a year I would and I don't like crowds. I didn't find it too busy, it was like christmas in town all the time. The worse times were obviously rush hour but even then I coped.

Aww bless thanks I think we will be coming back Sep ish next year, due to the olympics we didn't want to be in and around London before/during so mid-end September was a good compromise. I can't wait and am already planning

Many thanks once again, all your help came in really handy especially the small little tips. Thank you.

Em, thanks hun, you get better too. The thing I am more angry about is all my docs appointments in the last 6 days have been telephone appointments. How does that work? Hopefully once my tests come back Friday I can go back to work next week :T


So I have decided, I am going to pay £60 off my card leaving £200 for the month. I only need some shampoo, vitamins and groceries plus a magazine later in the month. So I hope that at the end of the month I have at least £100 to throw at my card before payday. The only thing I think that will cost a lot will be the frame for this gift but with any hope I can get that in Ikea :T

Not a bad plan I don't think, I shall keep you updated

beanielou

Bleeping Dr's.
Keep plodding hun xxxx

postingalwaysposting

Too right Beanie, I don't like doctors at the best of times. As it is I have been signed off for another week until my test results come through. Not happy as I really want to get back to work but needs must!

So mini update as I have been spending today Mum gave me back £50 from what she owe me so that was a positive so I payed £40.00 off my credit card and treated us to coffee with the remaining £10. The spends were...
£9.36 - groceries, I am not a lover of meat but for some reason I wanted a roast today so got some reduced meat in co-op
£3.28 - 2* shampoo and hair bands
£5.73 - thread to finish the wedding gift and 2 smaller embroidery hoops (the dog ate all my smaller ones :mad:)
£0.99 - hand soap (because I liked the dispensor )
Total = £19.36

So I have £20.64 in my purse and £160.00 in my bank :T

Should be NSD's for the remainder of the month now as I only need some vitamins (will get tomorrow when I collect my glasses), a frame for this gift and a few more groceries. I was tempted to buy a game but I guessed I would be more happy if this credit card was clear so I can close it so I avoided temptation. Maybe next month...

Have a great sunday all :j

postingalwaysposting

Didn't get back to town today to pick up my glasses so a forced NSD. We are going to get them tomorrow on the train so will get my vitamins while I am there.

So to lay it all on the table I owe my CC £197.98 @ %, Argos [FONT=&quot]£410.05 @ 0% and then my loan £140 pm 23months left. The aim is to get the CC clear next month, then clear Argos before overpaying my loan. I do also want to start saving a little extra every month (once I am on Argos over payment) purely because although I know this car will last me 5+years I want to start saving for a new one sooner than later.

That being said I am being rather naughty and bidding on an old sewing box. I need something to store my stuff in as its downstairs and the dog can get hold of it. Also it needs to fit in downstairs, however I am hoping I can get it for £10 + £12 postage... Fingers crossed

I am also ontrack to save my second tank of fuel as the car is still full and I will not be using it until Monday now, therefore I should save the second £40 I budget for petrol, that will go straight to the CC.

So thats Pap, not good in debt and all that jazz, but I have a car :T I have freedom :T[/FONT] and the debts are a good rate, even my loan is <10% can't complain at that...[FONT=&quot]

See you all tomorrow when I update my spends/accounts :beer:
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postingalwaysposting

I have been bad, very bad So we went to collect my glasses (pre paid) but I knew I wanted some vits but then I kind of went a bit mad.
£11.00 - cross stich chart
£5.00 - bus tickets
£9.45 - coffee
£4.00 - dog food, poly pockets, dog bags and drink
£12.00 - pj's, 2 night dress's and 2 flipflops for mum
£7.00 - night dress's for mum
£5.48 - vits and corn
£7.59 - groceries (total of £16.95 this month)

So banks etc... [FONT=&quot]£115.35 in bank and £7.00 in my purse. I will prob not bid on that sewing box now, it will be £22 if I get it at the start price which isn't too bad but I will need to buy some new thread for the chart above which will cost at least that if not more. So I will have to wait and see if anymore pop up on ebay, fingers crossed.

The remaining of the week is sure to be a nsd unless the doctor gives me a prescription later in the week.

Have a great week all
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beanielou

Not that bad hun.

postingalwaysposting

beanielou wrote: »

Not that bad hun.

£67.52 :eek: (just rented two movies for £6) it is quite bad, plus maybe £16 for threads. If I had payed that off my CC it would have only £140. However that being said these pj's are fleecy, warm and soft. Plus in my defence I did need some new night wear as I live in it. I will put my sig against today and brush it under the carpet

I am still watching many boxes on ebay but we shall see if I end up bidding or not

dangers

What cross stitch pattern did you get? I've got loads of unfinished ones in the attic... Maybe one day they'll get finished.