11k in 2011 challenge

loumac

t4mof wrote: »

Where's everyone gone on this thread?? Hope you're all still debtbusting.QUOTE]

I'm still here!!! This month I have paid:
£225 on credit card - I think 3 more payments and we'll have cleared that one!
£181.94 on loan.
£50 to in laws.

Will be updating signature shortly ...

loumac

Yep, I'm still here! Don't know where everyone else has gone but here's my update for this month.

Credit card payment - £225.00. Outstanding balance £329.63
Loan payment - £181.94. Outstanding balance £1,038.20
In laws payment - £50.00. Outstanding balance £2,450.00

Signature updated below.
I've now worked through the 10k in 2010 and 11k in 2011 threads and am so proud of the effect they've had on my debts. What's listed above is now everything we owe and we've also managed to move house and have a baby in that same time. I don't doubt that without the focus of these threads and the support of people on this website I wouldn't be in that position so thank you all.

Hope you're all well and are managing to tick off your debst too. xx

t4mof

Still here and I've made high payments this month. Me and OH have been paid 7 months backpay this month. He's taken some out and had a tattoo and he keeps saying I should take some to treat myself (we haven't had many treats over the last 3 years) but I just want to make bigger debt repayments.:o

We're getting closer and closer to clearing the credit cards and I just think I can treat myself when it's gone.

Anyway in November:

£1400 to MBNA
£200 to in-laws

One more payday to go in 2011 and finances are looking healthier than 1 year ago. :T I've still got some work to do to become completely debt free (2 loans to pay after CCs are gone) but by my calculations the magical day should come next October... less than a year to go and I won't need a "Pay 12k in 2012" thread as I'll have less than 12k to pay.

December's payday is 22nd so I'll be back with my final update of 2011 just before Christmas.

LexieLou

Good Luck with everything Giddytimes, as you have very clearly pointed out Money isn't everything and I wish you all the love in the world with the journey you face. Stay well and enjoy life. xx

LexieLou

OK, I failed spectacularily as I only paid £6398.87 off this year. In my defense it has been a very hard year and at times there was no mney for anything, so just keeping my head above water was an added bonus.

Happy New Year everyone and lets hope 2012 is amazing.

LL xx

skaps

I haven't managed it either this year. Spent more money on holiday and did more things to the house than originally planned.

£6746.85 (61.34%)

SazM030306

Snap! £6230 for me, not that bad seeing as hubby is out of work..
Well done everyone. It's all better than nothing!!

HAPPY NEW YEAR XXX

skaps

Thats true

Happy new year.

Will be back in a mo with a link for 12k in 2012 challenge.

ScarlettOHara_2

You all did amazingly well! Be proud of yourselves :j

skaps

Link to 12k in 2012 challenge

https://forums.moneysavingexpert.com/discussion/3700483