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11k in 2011 challenge

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  • twindad07
    twindad07 Posts: 138 Forumite
    March update

    Total now £1279.34 (11.6%)
    Its much better than it was but nowhere near the 25% it should be. Still hopeful of being on track for £11000 by the end of the year.

    Thanks
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    5920.01/34247.13
    Debt June 2011 £28327.12 (17.3%paid)
    Working together with DW on our debts (twinmum07)
  • claire123c
    claire123c Posts: 89 Forumite
    Total for March- £245. (Spent much more than I normally do this month...)

    Current total £6450 x
  • Another £492.12 for me today.

    Total now £6,933.99 - 63% there - :-)
  • t4mof
    t4mof Posts: 266 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Paid £630 to Halifax yesterday - this should be the month when I'm :j because we've gone under 10k but as OH is Best Man for his brother in May, he's organised the Stag do and 13 Alton Towers tickets, 7 rooms and a meal out for 13 people have all gone on the MBNA card so we're still hovering slightly above 10k :mad:

    I haven't included the extra spends in my signature because we're getting all the money this weekend so I should be able to get under 10k later next week.

    Fingers crossed...
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60
    2025 MFW #36
  • skaps
    skaps Posts: 2,255 Forumite
    have added you both (jdwmfc and gaz2180) to the list, welcome and good luck with the debtbusting
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • loumac
    loumac Posts: 942 Forumite
    Well signature updated to reflect this months payments and my total percentage for the challenge. Have actually paid 28% off my total debt amount that I started the year with so am pretty pleased with our progress.

    Our flat went on the market today for rent and tomorrow we're putting down a £200 holding deposit on the house we're hoping to rent.

    Baby on way. New house. Hmmmm ... may be more spending than saving going on in our household. xxx
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • :D hi i realy would like to join pleeeeese need the suport
  • skaps
    skaps Posts: 2,255 Forumite
    Hi and welcome, I will add you to the list:D
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • t4mof
    t4mof Posts: 266 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hope everyone is enjoying this lovely weather... washing out on the line, no heating on. All the money that is being saved :j

    OH is on stag do tonight so I've had a fun Saturday evening working out budget and sums for the next few months.

    Myself and OH work for the same company and April is bonus month so hoping to pay off a whack of the MBNA card along with the stag do money which is making it's way to us in dribs and drabs. That'll get that card back on track. Still not under £10k yet but it's getting closer every day.

    I'm also thinking about making a payment to MBNA every Friday by rounding down what's in the bank account to the nearest £10 - so if there is £122.72 in the bank on a Friday, I'll make a payment of £2.72. I follow someone's DF Diary who does this and I reckon that I can pay off another £200 on that card before the interest free period runs out in Feb 2012. My final payment should be in Feb anyway according to my plan but it'll be nice to have an extra £200 that month to celebrate.

    Barclaycard offered myself and OH 0% balance transfers until October 2011 but still don't need them - that's 3 offers in the last 2 months that have gone on the recycling pile. Such a good feeling.

    Enjoy the rest of your weekends.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60
    2025 MFW #36
  • skaps
    skaps Posts: 2,255 Forumite
    t4mof wrote: »
    Hope everyone is enjoying this lovely weather... washing out on the line, no heating on. All the money that is being saved :j
    t4mof wrote: »

    LOL hope it continues.

    Thats a really good idea about rounding your payments. I need to see whether I can do this, am itching to make a payment but have to wait till some more dd's get paid.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
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