Pay off as much as you can in 2011 Challenge!

andyjsg

Thanks!!

I think the key thing is discipline. I have been lucky that I have a good job and a good 2nd job that I do in my spare time which has allowed me to accelerate the clearing of the debt, but most of all it was ignoring the need to buy shiny things.

Loans, credit cards etc can be useful and sometimes essential but I will be avoiding it as much as possible as I lack the self-control.

Good luck everyone and thankyou to jwil for starting this thread as kept me focused.

sarahs999

Andy, yes quite, and also ignoring the need to buy shiny things for other people! *harrumphs*

kdenty

Looks like everyone is doing so well. Yeay well done MSE-ers :T

Going to add my update.

I'm nearly there

108. kdenty - £7054/£8,034


Only £980 left so I should do that by the year end. Have carefully stashed some money away for the next batch of big yearly bills so hopefully no spending on CC's.

We are planning to keep Christmas spending light.

Unfortunately as I'm seeing light at the end of the debt tunnel life is dealing up some crappy stuff to deal with

Topcat33

No. 83 here, normal payment has come out for £38.69, so new total is now £2209.22/£2400. £190.78 to go, shouldn't be a problem by the end of the year!

clippy_girl

well done on the payments everyone! i also lack self-control and cant see myself getting another 0% card (i first told myself i would save the money in savings when that didnt work said i would pay off as much i could each month which also doesnt work!)

i will be making my payment on fri 30th. hoping for it to be between £900-£1000 as i paid less last month due to forgetting to submit an invoice for work done!

jacci45

No 142 reporting!!!467 paid ....now balance is 19019....18's here I come!!

Have a fab weekend everyone!!

jacci45

No 142 again...just had to pay another £20.00 to get into the 18,s so I now owe 18999...Yay!!! So now am on 12944 paid in total.
Thank you so much for doing this challenge , I would never be so addicted to paying off my debt without it.

o2bfree

No 13 here....
no PAW from me this week as I am aiming to do a PAM (Payment a Month).
I am lucky to get paid 4 weekly so get 13 pay days a year and this month I get 2 pay days

I have decided to try and keep money in my bank account so that I can have money available for when I see bargains for CHristmas presents and then what ever is left in the account the day before pay ady I pay it off debt. Hoping to make a decent payment on the 29th

Needhelpsaving

Hi all,

Number 62 here - just paid £52.61 off my CC bringing current total to £3703.61 /£5251.00

Hope to make another payment by end of month

affordmylife

i get paid at midnight tonight. cant decide whether to stay up late and make my monthly payment or leave it until tomorrow night - lol how sad am i x