Pay off as much as you can in 2011 Challenge!

jwil

sarahs999 wrote: »

Well done Andy. Really inspiring!

Jwil, at the end of the year we should have a roll call of all those who have become debt free on this thread. There's quite a few now I think, aren't there? Or is it just those who have reached their target but are not necessarily debt free yet?

That's a great idea, though I'm not sure how many are debt free and how many have just reached their targets set on here. Roll call of target achievers would be good though!

[Deleted User]

andyjsg wrote: »

Best Day Ever!! Today is DFD :beer:
I think I have been in debt since I started work at 18 and which maxed out 3 1/2 years ago at 55k when I split with my ex. 15 years on and it finally is all gone. Feel so incredibly relieved.

I will now treat myself to a nice bike for commuting/triathlons and the rest of this months money and future money goes to saving for the future and my impending child.

159. andyjsg - £14,949.81/£14,949.81

I hope everyone else keeps up the debt busting as it really is a great feeling!!

All the best

Andy

Fantastic Result:T:T:T:T:T. Well done Andy.

clippy_girl

seasideDreamer wrote: »

Yey, well done Andy!

yey well done! :beer::j

sarahs999

£200 OP to barclaycard

sarahs999

Which takes me to over half paid off - finally! Really thought I'd have done that by June . Sigh. Still, life goes on, and slow and steady wins the race.

166million

I'm almost definitely not going to make my target, as it equates to £725-odd for the three remaining paydays. Ho hum.

abba1772

hi everyone :wave:

Another £55.83 for my couch has left my bank account

makes my total to £5540.02 / £7000

166million

Paid £358 today.
Total now £3433.78/£5253.46

have smashed the 2k's.

sarahs999

Halfway through September! HOw's it looking jwil? Might we beat last month's surprise total?

I'm having a grrrrrr moment at work. There's a 40th birthday drinks tonight, which is fine, but we're all asked to give money. It seemed to be voluntary at first but there's growing presure for everyone to do it - and I just don't believe in it. We don't usually do this for people's birthdays, even special ones - it was my 40th last year as well as several other people's and no one bought me a present, nor would I have expected them to. Surely going out for a celebratory drink is enough? I told the person organising it yesterday that I was tight for money, buit it's payday today so she came back again! Orgiinally the email said that if we wanted to contribute the envelope was on xxxx's desk. Surely that should be enough? How do you say, no thanks, I don't do that, without causing huge offence? It doesn't help that I work for a national newspaper and so everyone is very fashion-media-going-out-spending-money-orientated. I don't think MSE has ever crossed their radar!

jwil

sarahs999 wrote: »

Halfway through September! HOw's it looking jwil? Might we beat last month's surprise total?

I'm having a grrrrrr moment at work. There's a 40th birthday drinks tonight, which is fine, but we're all asked to give money. It seemed to be voluntary at first but there's growing presure for everyone to do it - and I just don't believe in it. We don't usually do this for people's birthdays, even special ones - it was my 40th last year as well as several other people's and no one bought me a present, nor would I have expected them to. Surely going out for a celebratory drink is enough? I told the person organising it yesterday that I was tight for money, buit it's payday today so she came back again! Orgiinally the email said that if we wanted to contribute the envelope was on xxxx's desk. Surely that should be enough? How do you say, no thanks, I don't do that, without causing huge offence? It doesn't help that I work for a national newspaper and so everyone is very fashion-media-going-out-spending-money-orientated. I don't think MSE has ever crossed their radar!

I haven't done a total yet for this month - will try and do one tomorrow, but I think we are pretty low again this month. It's been very quiet on here.

That's very frustrating about the collection - I hate things like that. It's very rude as well to ask when you've already said no. Especially when it doesn't seem to be a standard policy either!

My only suggestions are:
1) I've got a lot on this month so am tight for cash/I don't have any cash on me,
2) We didn't do it for X or X so I don't want to favour Y,
3) If there is an envelope with a lot of cash in it, just pull out a few smaller coins from your purse and chuck them in without the collection person seeing exactly what you are putting in.

I hope you manage to sort it though, it's frustrating and embarrasing when people put pressure on you.