Pay off as much as you can in 2011 Challenge!

donna_dynamo

Hi all my new total is 2066.89. Just a small regular payment to CC. Interest on CC now under a pound for the monthcan't believe it.:j:j

jwil

Well done on the payments everyone!

o2bfree

No 13
Made a small overpayment of £10.47 this morning.

Bringing my running total to £2668.36/£6000

I have only been totalling my overpayments towards this challenge...not including any minimum payments....I wonder what my total would be if I had included them.

Do I even want to know???
I dread to think how many lovely holidays I could have had with this money I am paying back to debt....which I really have nothing to show for it....

Still makes me more determined to get rid of it!!

andyjsg

Best Day Ever!! Today is DFD :beer:
I think I have been in debt since I started work at 18 and which maxed out 3 1/2 years ago at 55k when I split with my ex. 15 years on and it finally is all gone. Feel so incredibly relieved.

I will now treat myself to a nice bike for commuting/triathlons and the rest of this months money and future money goes to saving for the future and my impending child.

159. andyjsg - £14,949.81/£14,949.81

I hope everyone else keeps up the debt busting as it really is a great feeling!!

All the best

Andy

jwil

o2bfree wrote: »

No 13
Made a small overpayment of £10.47 this morning.

Bringing my running total to £2668.36/£6000

I have only been totalling my overpayments towards this challenge...not including any minimum payments....I wonder what my total would be if I had included them.

Do I even want to know???
I dread to think how many lovely holidays I could have had with this money I am paying back to debt....which I really have nothing to show for it....

Still makes me more determined to get rid of it!!

I only count the balance reduction, not the interest in my figures for this challenge, but for PAD purposes count the whole figure so I can record exactly what I've paid towards servicing my debts. The figure is shocking - especially considering I don't always remember to record it :eek:

jwil

andyjsg wrote: »

Best Day Ever!! Today is DFD :beer:
I think I have been in debt since I started work at 18 and which maxed out 3 1/2 years ago at 55k when I split with my ex. 15 years on and it finally is all gone. Feel so incredibly relieved.

I will now treat myself to a nice bike for commuting/triathlons and the rest of this months money and future money goes to saving for the future and my impending child.

159. andyjsg - £14,949.81/£14,949.81

I hope everyone else keeps up the debt busting as it really is a great feeling!!

All the best

Andy

Well done Andy! :T:T:T:T:T:T:T:T:T:T Congratulations!

Hope you enjoy spending money on you and your family now, and good luck with the impending birth! I hope you'll pop back and let us know what you have

sarahs999

andyjsg wrote: »

Best Day Ever!! Today is DFD :beer:
I think I have been in debt since I started work at 18 and which maxed out 3 1/2 years ago at 55k when I split with my ex. 15 years on and it finally is all gone. Feel so incredibly relieved.

I will now treat myself to a nice bike for commuting/triathlons and the rest of this months money and future money goes to saving for the future and my impending child.

159. andyjsg - £14,949.81/£14,949.81

I hope everyone else keeps up the debt busting as it really is a great feeling!!


All the best

Andy

Well done Andy. Really inspiring!

Jwil, at the end of the year we should have a roll call of all those who have become debt free on this thread. There's quite a few now I think, aren't there? Or is it just those who have reached their target but are not necessarily debt free yet?

seasideDreamer

Yey, well done Andy!

Pernicious

Another £50 paid off

Please update Pernicious - £2720.74/£5,612.40

I don't think I will make my target at this rate, we could have paid it all off if we were waiting to get married but decided not to delay any further & go ahead with things, so paying for that has stopped payments which could go to this...we are on 0% interest so it's not too bad but wish we could up our income a bit more in order to do both!

LAM2011

andyjsg wrote: »

Best Day Ever!! Today is DFD :beer:
I think I have been in debt since I started work at 18 and which maxed out 3 1/2 years ago at 55k when I split with my ex. 15 years on and it finally is all gone. Feel so incredibly relieved.

I will now treat myself to a nice bike for commuting/triathlons and the rest of this months money and future money goes to saving for the future and my impending child.

159. andyjsg - £14,949.81/£14,949.81

I hope everyone else keeps up the debt busting as it really is a great feeling!!

All the best

Andy

How wonderful - congratulations and WELL DONE! I love reading posts like this - you are an inspiration to keeping plugging away at the debts so thank you.