2011 mfw

Emsky123

No 160 reporting in for August, £1000 sent today bringing total up to £7300 and second target reached - YAY

Froggy-G

No 78 reporting with a £100.00 OP for August

Cheers
Froggy

froddington

No 128 - £150 OP made today

Cortinaa_GTR

No. 177 checking in with the 8th OP of the year at £700.00

I sometimes feel like I'm wishing my life away by constantly waiting on the next payday and living on a stringent budget to maximise the OP. I could get hit by a bus tomorrow !!!!!! - perhaps need more balance. Feeling cranky today, sure it will pass.:mad:

Well done everybody!:o

puddle96

No 66 here.
August was an expensive month as predicted. Three family birthdays and a now emptied car fund, service, Mot and insurance plus a big thank you to whoever decided that slashing nearly new car tyres was a legitimate form of entertainment!

OP for August £828.12.
As September's hoped for OP will take me over my target can I up my ante to £8000 please Cake
Puddle

COOLTRIKERCHICK

NO 215 has just managed to sneak another apyment in of £200:j

so to date.... £1200 paid htis month

overall overpayments £2000 this year...

including the payment i have just made my mortage bal is now £39'493.86:T

curlygirl1971

£208 overpayment leaving my account tomorrow. Mortgage balance after standard payment and OP is expected to be about £ 31218

£208 is just my regular budgeted OP - nothing extra. Not doing too well. I think I've just got naffed off with everything going up and my motivation is relatively low. MF is still on my agenda but I'm not not as enthusiastic about it as I have been /should be. Am sure i will pick up again.

I did treat myself to an Xbox Kinect for my birthday - mostly financed by monetary gifts (get me and my first game console at 40 ). I bought it to get my @rse off the sofa and so far its working - I love Dance Central.....but only on my own and only with the curtains closed. But other than that I've kept a good rein on my spending. Buying a good variety of tasty but healthy food on budget remains challenging.

Currently got a big US holiday to pay for (accom and flights already paid for - just food and spending money to sort out) and some decorating jobs, a little dental work , quite a few birthdays in September, some household repairs in October.......all of that is coming out of my savings, so it's all covered but it means that I'm not comfortable taking anything else out of savings at the moment to bulk up my OP'ing. I will review in December and maybe look at making a small lump sum then when I have a better picture of what's available/how much I think I'll need for 2012. I find it very difficult to shrug off that nice warm security blanket.......but the reality is, I probably do have too much sat in accounts earning between 2.8 - 5%.

Infact (I've just looked) 76% of my savings earns less interest than that which I pay on my mortgage. Hhhhmm not good.

How are you all doing?

Off to update googledocs

originalmiscellany

No 220 in.
Saved £3k in August - a total of 26k for the year which is great as the initial target was "only" 20k I think. Looks like we should get much higher than initially imagined, although one never knows what the next 4 months will hold between now and Christmas.

froddington

No 128 - payday today so made an OP of £200

Spiggle

Hi all,

No.40 reporting in for what will be my lowest payment so far this year.

Unfortunately I have to reduce the payment to my reg saver (my motgage offset account) drastically for the September payment. I will be £500 down on what I'd normally put in but it can't be helped. I may be able to top this back up in the next month or so and get back on track.

So, as I've had to make the decision today, I'll update on the googledocs form now in advance of the payments tomorrow.

Thanks as always Cake. :beer:

All the best,
Spigs