2011 mfw

froddington

No 128 - £100 OP made today (thanks to a BG refund!)

Barny1979

Total for 2011 is £6,500 so far

pammyj74

have OP'd another £100
total now £6200

sheslookinhot

Just back from holiday so a late August update. Paid £938 for August, an overpayment of £500. Still managing to keep up these overpayments. New target for 2011 end is get the balance down to £6,000, was £10,000.

Sometimes I am tempted to reduce my overpayments, and make some inroads to reducing a 9K balance on a 0% CC (last years new kitchen) but my resolve is once again to be mortgage free as soon as possible.

I would like to encourage everyone to keep at it, you know it makes sense. :T

Barny1979

Payment of £1050.00 made this morning, total for 2011 = £7,560.00

katsu

No 187 - first OP of the year - £1094.80 :j:j:j:j:j:money::j:j:j:j

Sorry, but I am so happy I had to have some dancing smilies Been waiting ages for that OP due to redundancy earlier in the year, so it feels good.

BeauBelle

Hi Cake,

Apologies for having been AWOL for a while, have had a few family issues to contend with. But, after careful budgeting this last month I am happy to have been able to overpay by £150.:beer:

The mortgage free dream is back on! I doubt that I will make my planned £1800 :eek: for the year. But my total overpayments are now £600 which is better than nothing!

Its great to still see so many inspiring stories on here!! Well done everyone!

BB
xx

cake21

.....................................2011 OVERPAYMENT TARGET JULY TOTAL YEAR TO DATE
1. cake21 - £12000 / £1374 / £7059
2. cha97michelle - £5000 / £1063 / £4894
4. someday soon - £10000 / £3070 / £8144
6. pammyj74 - £5000 / £1050 / £5500 Target reached July! :j:j
7. CathT - £2500 / £162 / £2080
8. sheslookinhot - reduce mortgage to £6000 / £500 / £3500
9. pollys - reduce mortgage to £9999 / £250 / £1600
10. pigtails_21 - £4000 / £500 / £2500
13. Chunters_a_lot - £1200 / £100 / £700
14. SOandSO - £20000 / £550 / £4050
17. galadriel - £1000 / £500 / £1000 Target reached July! :j:j
19. uzubairu - reduce mortgage to £46000 (£11000 OP) / £2200 / £14100
23. gratefulforhelp - £3000 / £24000 / £24288 Target reached July! :j:j
26. waughc01 - £15000 / £10750 / £23250 Target reached July! :j:j
29. financialbliss - £2050 / £200 / £1062
30. black taxi - £14000 / £706 / £4337
37. ironman1 - £1000 / £410 / £1843
40. Spiggle - £5700 / £683 / £5287
41. Kerry Woman - £1500 / £100 / £1120
42. ajmoney - £1700 / £250 / £1280
48. SmileyG - £1200 / £50 / £1050
50. tina01904 - £17000 / £1500 / £4500
51. Di-Dough - £2000 / £138 / £1094
52. fluffysox - £1200 / £405 / £1605
53. Malski - £10000 / £408 / £1695
58. Tesco Tom - Reduce mortgage to £70k / £500 / £500
62. saver-j - £5988 / £499 / £3493
65. UnionGirl - £15600 / £83 / £417
66. puddle96 - £12000 / £1124 / £4826
70. Giraff - £3000 / £350 / £1060
73. Barny1979 - £20000 / £3399 / £4399
76. coldstreamalways - £11940 / £995 / £6070
78. Froggy-G - £10000 / £300 / £5935
83. jaywhoopee - £5000 / £379 / £2631
84. kimbo26 - £2000 / £45 / £585
91. AvidSaver - £3000 / £400 / £2704
93. ekroys17 - £6000 / £526 / £3890
94. lippy1923 - £1500 / £100 / £1200
95. Dragonrider - £1200 / £437 / £537
96. Needhelpsaving - £1000 / £50 / £357
98. goobergirl - £1000 / £3856 / £4181
102. canne - A$15000 / A$4088 / A$10717
104. MsWow - £3200 / £800 / £2100
106. kkgree1 - reduce mortgage to £100000 / £640 / £640
107. miss_corerupted - repay £10000 capital / £1210 / £1290
108. kw77 - £881 / £81 / £81
109. ButterflyBee - reduce mortgage to £189790 / £150 / £830
111. Poppycat1 - £6000 / £899 / £2271
112. evi3000 - £55000 / £6004 / £36704
119. fieldofdreams - Completely clear £8500 mortgage! / £400 / £2800
122. NellieB - £3000 / £350 / £4515 Target reached July! :j:j
128. froddington - £5000 / £350 / £2515
138. anthonini - £9000 / £500 / £5500
139. curlygirl1971 - £6000 / £208 / £5545
149. skaps - £2011 / £160 / £1121
152. babyb06 - £12250 / £1371 / £12564 Target reached July! :j:j
160. Emsky123 - £7000 / £800 / £5200 Original target reached July! :j:j
173. greent - £7500 / £744 / £5433 Original target reached July! :j:j
177. Parnott - £7200 / £700 / £4988
183. lighthousescotland - £2000 / £205 / £1435
192. ElusiveLucy - £6500 / £500 / £4000
204. skintscotslass - £2400 / £200 / £1400
205. blizeH - £14000 / £1500 / £7000 Original target reached July! :j:j
214. Peonie - £2000 / £11700 / £11700 Target reached July! :j:j
215. COOLTRIKERCHICK - £2000 / £800 / £1200
220. originalmiscellany - £22000 / £3000 / £23000


TOTAL - £1,288,621 / £98,838 / £529,139

pavlovs_dog

#217 with another £100, bringing 2011 total to £1285/£1500, or 86% there :j

COOLTRIKERCHICK

215 reporting in :j

managed to make an over payment of £1000. this month, so, so far i have OP £1800 this year.... fan- flipping- tastic...

i must admit i thinking of keeping hold the money:cool: BUT i went to the mortgage calculator and put in a one off payment of th 1k, and it told me i would save approx £651 in interest and 6 month off the term time... need i say this was the boot up the butt for me to let go of hte money:rotfl:

I think i will do this every time i manage to save/earn a bit extra...