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2011 mfw

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  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    black_taxi wrote: »
    unreal why u cant look on-line

    seeing it daily/weekly on-line has changed my whole financial outlook

    Tell me about it.

    When I started to see my mortgage balance online (when we were with the Nationwide on a 10 year fixed rate) and saw it change daily, it really encouraged me to go for it.
    The amount of stats you can generate from the info is great too.

    Unfortunately, after re-mortgaging with FD (lower interest rate and no restrictions or exit fees), I now have to phone up for details.
  • Tiniker
    Tiniker Posts: 63 Forumite
    No.77 reporting in.

    No OP's this this month unfortunately - but the ISA emergency fund is nearly there! Hopefully Feb....
    Mort Dec 11 - £100k
    Mort Dec 13 - £83k
    Original MFD - 2032 ** Aim MFD - 2026 ** Now 2021
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No 41 - Made o/p of £100 today.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £190 paid this morning, 2011 total = £695.00
  • uzubairu wrote: »
    Tell me about it.

    When I started to see my mortgage balance online (when we were with the Nationwide on a 10 year fixed rate) and saw it change daily, it really encouraged me to go for it.

    The amount of stats you can generate from the info is great too.

    ;)

    http://forums.moneysavingexpert.com/showpost.php?p=6522393&postcount=1

    FB.
    Mortgage and debt free. Building up savings...
  • Hi

    I’m a newbie (although I have been lurking around for a while) and I hope you don’t mind if I join your thread. We am currently mortgage free (and we have been for two years) but from Friday we will have a mortgage of £185,000. We would like to pay this off as quickly as possible (within ten years if possible). I have joined because this seems a friendly forum, it is very supportive and has lots of good advice and tips. Everyone on here seems to be doing really well – it is very encouraging!
  • Hi all mortage free wonnabe 215 reporting in

    Sorry but no over-payments for me so far in January,

    but fingers crossed i might be able to make a payment by the end of the month, even if its only a pound or two...:rotfl:
    Work to live= not live to work
  • 220 signing in. Currently have overpaid £5k since Dec 2010. Hope to take some money from MOM's bank account at the end of this month to increase the overpayments by a bit. First time I've updated!
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    Hello, no 28 signing in here - just to say haven't made an OP this month, but hoping to put £2,200 into savings by the end of Jan :j! We are hoping to remortgage with FD in the next 6 weeks, which will involve a £1,800 get out fee from existing mortgage :eek:. However, it means we will save £180 pm instantly as will go from 5.09% rate at present to 3.89% fixed for 5 years, if all goes well. Managed to secure the funds just before they pulled it this week, but still need to send in all paperwork and have valuation, so will have to keep fingers crossed.

    Congrats to everyone whose made an OP this month!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • Well done Museum Worker - it's odd how you build up a picture of what a person is like, how having read your diary, I feel I know you. Makes reading these even more enjoyable. And good on you getting a 5 year fix - looks like I've missed the boat on that one but am hoping interest rates don't rocket in the next year, by which thanks to this forum and this thread, I'll have overpaid enough off to make interest rate rises not too damaging, even if they rocket up to a much higher level, say 10% *shudders*
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
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