2011 mfw

Ansoff

Hi Cake

I have just sent another £100 to Woolwich but it will be for February payment. That makes 2 payments made this year, Yippee:j

Ansoff

black_taxi_2

theres alot of MF diaries now---should they have a forum just for diaries?

skintscotslass

Evening all

MFW #204 reporting in

£200 overpaid for January

Black taxi - those interest rates are fascinating!

Spiggle

I agree with skintscotslass!

It's a really interesting list black taxi :T but it also reminded me of the horrendous leap my mortgage rate took from about 9% mid '88 to somewhere over 18% (I think it actually hit 20%) :eek: in late '89. Those were truly horrid times. In late '89 my MIL who was living with us passed away and then OH was made redundant a few weeks later. By Feb '90 my job was gone too.

Ah well, it makes me even more thankful for the sense I've now seen (my LBM) thanks to the lovely MSE people here and for the low rates now to help with getting rid of the flaming thing completely. :cool:

All the best,
Spigs

babyb06

Great to see everyone's figures for January!

No.152 - target £12,250 in 2011 - January total = £3,187.31/£12,250 - wow!
I am amazed how well the year has started and most of it has come from the 'do i really need it' mantra stopping me buy extravagent things - I'd saved so hard for my holiday and when I got home with money left over I wanted to blow it but then realised there was no point, nothing I needed and would be better placed elsewhere. And my lifestyle is not suffering at all, just small changes.

Looking forward to seeing the end of January stats for everyone!

BabyB

Di-Dough

Afternoon all - number 51 checking in. Can't believe how fast January is going but managed to squeeze in an overpayment of £134.92.

Hope everyone else is doing well and good luck for 2011

Di

gratefulforhelp_2

First OP of the year, £48, but with the possibility of some inherited money later in the year to overpay with. Totals and number in siggy.

Mortgage is dropping at the same rate as the house price at the moment!!!

Well done everyone!

shala_moo

Hi all, number 123 checking in...

My goal is paying £10K off my mortgage rather than £10K overpayment... ooopsss (got a bit confused) but i think i'll stick to that if thats ok Cake cos i like round numbers!:o works out approx £4K overpayment for the year.

Had brain cell failure this month with my money(seems to happen a lot:rotfl:), ended up moving £1K to my credit card instead of moving it to my bills account!! so i've had to use savings to pay my bills whilst there is £600 sitting on my credit card unused. it'll get used next month so it's only a timing issue really.. no biggy!

So my total payment & overpayment this year has been £597.80 - hopefully i'll be able to put my savings back next month (expecting big overtime pymt) and then i'll be back on track!!

pammyj74

No 6 signing in with another couple of OPs
£100 on 10th and £300 today Ctax and car ins not to pay next month is a big help!

Total now at
£1400/£5000 :j 28% :j

SimbaSimon

shala_moo wrote: »

Hi all, number 123 checking in...

My goal is paying £10K off my mortgage rather than £10K overpayment... ooopsss (got a bit confused) but i think i'll stick to that if thats ok Cake cos i like round numbers!:o works out approx £4K overpayment for the year.

Had brain cell failure this month with my money(seems to happen a lot:rotfl:), ended up moving £1K to my credit card instead of moving it to my bills account!! so i've had to use savings to pay my bills whilst there is £600 sitting on my credit card unused. it'll get used next month so it's only a timing issue really.. no biggy!

So my total payment & overpayment this year has been £597.80 - hopefully i'll be able to put my savings back next month (expecting big overtime pymt) and then i'll be back on track!!

If you need it do try giving your credit card company a ring and they might be able to reverse the payment or refund the part of it that is in credit. I accidentally paid a credit card statement twice once and got the second payment refunded no problem. :rotfl: