In it for the long term...almost a life sentence!

HazelEyes_3

fishface-69 wrote:

We all know there will be a massive DFW party for each & every of us when we get there, DFW style of course!! (Tesco champagne!)! Big squidgy hugs for you all.

Maybe you could grow grapes on your allotment and make the wine/champagne for the parties ..........

In_Search_Of_Me

HazelEyes wrote:

Maybe you could grow grapes on your allotment and make the wine/champagne for the parties ..........

now funny you should mention that....!!

In_Search_Of_Me

well you were right about the tissues...thanks for that SS!

southernscouser wrote:

It can be an !!!!!! this debt malarky! I've certainly had plenty of downers!

But if you ever feel low have a look at this! Truly inspiring stuff. Get the tissues ready!

Remember - CAN!

msmicawber

What a great thread, FF. It can feel like a life sentence when your debt free date is years in the future. All I can offer is encouragement - you've faced up to your debt, got yourself a plan and a debt free date, all of which is excellent. You've found this site so that you'll have support and encouragement when you're feeling despondent, and advise when you need it, which is all invaluable.

It does get better and the day does come when it's all over, meanwhile you've learned a lot about yourself and taught yourself some very useful lessons for the future and will have much to be proud of. It is a long haul, but you'll do it.

Best wishes.

gettingitsorted

I think myself and my husband will around for a long time to come joint debts of £38,492 havent got a debt free date as yet ,We are going down the cccs route to see what they say is the best thing for us to do,But thanks to this site we are keeping our chins up .

Molanole

I'm stuck with a loan until 2010 too. Plus I've really been lax recently as all my attention has been devoted to work these last couple of months and so my credit card debt seems to be creeping upwards all over again. Bit of a nightmare. But, I'm in a better position now than I would have been had I not found this site for which I'm truly grateful.

I was thinking earlier (promted by the debt free roll of honour thread). Wouldn't it be great if we could have a DFW calendar with all our debt free dates on it? That way we can keep an eye on everyone's progress and celebrate each time someone achieves their goals. Not sure how it could be done but I just thought how nice it would be.

Supervixen

My hubby doesn't want us to have kids because we can't afford it. I'm 35 and being this much in debt has put paid to us ever having kids really. If I stopped work, or went part time, he couldn't cover the household stuff AND my debts.

It sucks.

pudding06

My DFD was Jan 2014 but then I've had a lapse and have used my cc recently.:eek:

I'll have to to a recalculation but I'll be on here for a long long long long time yet:cool:

Never mind = at least were not alone:rotfl:

GLad to be on board

pudds

In_Search_Of_Me

Not sure how people feel about having a longhaulers challenge? I for one have been off track for a while & need something to get me inspired agin (appart from that awful "oh s***" sick feeling!) Would anyoneone like to join the fishy 1000 challenge (ie who pays off 10000 first. Am also a bit worried about chritmas...anyone got an ideas on how to do it cheap? Have never managed that before!! Was thinking of making some pressies (think Delia has some truffle ones...)...anyone else? Would be great to have some kind of milestone for breaking down the debts into manageable chunks Mol (o excel marvellous one!!)...

Molanole

fishface-69 wrote:

Would be great to have some kind of milestone for breaking down the debts into manageable chunks Mol (o excel marvellous one!!)...

What were you thinking of fishy? A chart which tracks our progress (like we used to have on the weeble challenge)? I could possibly start one in annual stages but will have to hang on until I get the next couple of weeks out of the way at work. Let me know anyway!

Ho hum, it's 4.48 on a Sunday and I am off to work in a mo. Lovely stuff