New Year Resolutions for DFW's....

lilykim

1. Keep finances in order i.e. keep an eye on what I am spending.
2. Use spreadsheets - this has really helped in the last 2 months
3. Ask myself do I really need whatever I am thinking of buying
4. Do not buy anything, or make financial decisions until I have read MSE!
5. Continue to pay off debts

michmcc79

I have already said I want to clear out my debts but I have just thought of a few more...

1. In my local cheap card shop, you can buy 7 cards for a pound (and they are really nice too) so I am going to work out how many I need for the year and file them January to December so I never forget!!

2. My daughter starts secondary school in September and I reckon I will need about £150 for uniform (!!!) so i worked out to have it all by July, I need to put by 72p perday. If I do it daily I won't even notice!

3. Batch cook as much as I can!

Ahhh....I love a new year :beer:

nextyeartina

My new year resolutions for 2011 are:

• make & stick to a budget
• aim to be as debt free as possible by end of 2011
• hit my 9st 3lb ww target
• save, save, save!!!

nextyeartina

bump, bump, bump

donner_kebab

First off what a lovely idea for a thread

Well 2010 has been one hell of a cacky year so am glad it is finally nearly over!

Resolutions include:

• Getting down to 10 1/2 stone or maybe even 10 but depends how I look!
• Starting Hot Yoga classes to help with my Kickboxing (not very DFW I know but Kickboxing is my main passion in life...which leads on nicely to the next one...)
• Get myself into the Kickboxing ring and have my first proper fight!
• Try and go to see my family once at month at least
• Not spend anything on my 3 CCs and to clear the smallest 2 by the end of 2011 leaving the final card to pay in 2012
• Meal plan more and include more healthy stuff and leave the takeaways alone as they are sooooo expensive and I cannot afford them, end of!
• Start to hopefully work on the house a little, money permitting obviously
• Take better care of myself and make sure that I look nice, e.g having a hair cut when needed etc!

Happy Christmas everyone xxx

brokeanddown01

Put all my debt down on paper and start organising my finances. Try and change my interest only mortgage even though i have no equity.Not sure about debt management plan yet, will give it some thought over xmas

mintymoneysaver

My aims for 2011?

1) To never go overdrawn on my current account
2) To have £500 saved up for my holiday by July ( only got £100 so far)
3) To put some money in my ISA each month
4) To be able to get a new patio door and new guttering from 3)
5) To pay £1200 off my Barclaycard debt ( paying £70 a month by DD so need to pay an extra £30 a month somehow)

Good luck everyone!

missexcel

Okay, here are my 2011 resolutions:

1 - Set and achieve monthly Grocery Challenge targets.
2 - Set and achieve monthly NSD Challenge
3 - Pay minimum of £250 EXTRA off debt each month.
4 - Clear overdraft with cash from selling stuff on eBay
5 - Loose a stone (ish), OH to propose soon (a little birdie tells me) so I may as well start getting ready for a wedding!

MFWannabe

Well here goes:

1) Get fit; get back into going to the gym more regularly (I was going 5 times a week before the bad weather!!)
2) Lose weight which goes with number 1. I wonder how many times i've written that one over the years!
3) Make more time for myself
4) Be more organised
5) Pay off 0% credit card by the time it finishes next Dec.
6) Save, save and save some more. Have already opened different accounts for car expenses and xmas 2011 and a seperate savings account

Muffin86

Hello!!

All my new years resolutions are based on my finances

1. Pay £1 a day into my sealed tin (part of the £365 in 365 days challenge)
2. Save X amount of money per week for Christmas 2011 (I need to work out a budget for this)
3. Work out a new budget!
4. Buy a new diary for finances only (part of Getting Organised 2011 thread!)
5. Sort out all paper work i.e. shredding and filing

Think thats everythng for now

Good Luck everyone!! xxx