New Year Resolutions for DFW's....

Flat_Eric

Aside from getting back into my Slimming World target range, most of my resolutions are financially based. These include :

(1) To pay off my credit card. Once paid off - only allowed to use it if I have the funds available to pay it off when the bill comes in.
(2) To manage my money so that I don't find myself in my overdraft within days of getting paid. Eventually being in a position NEVER to have to rely on my overdraft even on day 30 of the month.
(3) To meal plan meaning I only buy whats needed and that I stick to the meal plan including not wandering round the supermarket *finding stuff to buy* or buying whoopsies because I think its a good deal except its not because I don't use said item and it ends up in the bin !
(4) To read the books I own, to make use of all the craft stash I have accumulated and generally use up / make do with what I have. Before I rush off to Argos / Amazon / Lakeland for something to really think whether I need it and thus can just make do. If I must have it - save nectar points / tesco vouchers and use them instead or budget accordingly.

To return here in a year's time to report how successful I have been