📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

This debt must go

Options
1…9091939596…133

Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cheery_Daff wrote: »
    Ooh, that's good news Starnac! :j :j :j Very wise to bung it to the debt if you can :)

    No pompoms just yet please. Don't want to jinx it :rotfl:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :j :j :j They finally paid!!!! Woohoo!!! We did have to phone them again to *ahem* remind them but it's finally in our bank account. We haven't moved all of it just the majority as we are keeping some for diy things that we need. But even saying this, a MASSIVE £600 paid off the loan today :j :j :j :D:D

    February Challenges
    Payments made £798/£500 :j
    Decluttering 1/30
    Doors glossed 1/2
    Money Earned £0/£100
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    BRILLIANT news!! :j :j :j and great you were able to throw that much at the debt!! well done! :j :j
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Fantastic news Star. Am delighted for you!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cheery_Daff wrote: »
    BRILLIANT news!! :j :j :j and great you were able to throw that much at the debt!! well done! :j :j

    We've been managing without it so it made sense really. It was actually lots of little payments that they owed us so each time they didn't pay us we managed without. It's just so nice to have it in such a big lump sum as it has made a huge difference in our debt level :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    clearmydebts wrote: »
    Fantastic news Star. Am delighted for you!

    Thank you. We are pretty pleased too. Not only because it's a little victory that they actually paid us!!

    We should have some more money due to us too. We have applied for a council tax refund for money we have paid when we think we shouldn't have. They are looking into our claim and hopefully they will find in our favour. If they do that will be another big chunk off the loan. We are hoping to hear by the end of the month. :cool:

    I am so looking forward to having the loan paid off. I'm pretty sure we are the lowest point debt wise for years if not ever. I need to have a look back in my diary. It's giving me renewed vigour :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • rtandon27
    rtandon27 Posts: 5,707 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fabulous news on getting the payment Starnac!:j

    Yeah to debt reduction!:j
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Fingers crossed Star. Would be great if you got another chunk paid off!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all. DH got paid today and it was more than budgeted for :j so I have moved £200 to the loan. February is turning out to be a good money month for us. DH also said that he should have some overtime in next month's pay too. Finally all those extra hours are starting to pay off.

    February Challenges
    Payments made £998/£500 :j
    Decluttering 1/30
    Doors glossed 1/2
    Money Earned £0/£100
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant news! Goodness me, you ARE having a good money month! :j :j Is that loan total in your sig up to date? Looks great! :j
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture