This debt must go

starnac

Thanks guys. I'm so pleased at what I have achieved this year. Debt free for definate next year

Anyway I couldn't possibly leave my total so close to £5k paid off could I?? So £23 paid off loan today which brings my total for this year to £5,000.17/£9,827.73

50.9% and £5k paid off AND I am under £5k owing :beer: :T

December challenges
Paid off £346.92/£300 :T
Sub £5k :T
50.9%/50% total paid off :T
Decluttered 4/20

starnac

January
Paid off £700.42

February
Paid off £454.97

March
Paid off £635.29

April
Paid off £352.82

May
Paid off £451.31

June
Paid off £482.09

July
Paid off £142.28

August
Paid off £265.68

September
Paid off £475.36

October
Paid off £346.07

November
Paid off £346.96

December
Paid off £346.92

Total 2014 £5,000.17/£9,827.73 or 50.9%

starnac

I know my update is early but I really don't think I'll pay any more off this month now.

Looking at the figures it seems January was my best month and July was my worst month.

Average monthly payment was £416.68 (those 2 high months really bumped up the average didn't they?)

Now I need to do it all over again next year. Wish me luck x

Cheery_Daff

Good luck Starnac, you can do it!

And in fact you have LESS than half left to go! :j :j

starnac

Merry Christmas everyone. Hope you all have a lovely day tomorrow and santa is very generous (but also MSE :money: )

:xmassign:

Cheery_Daff

:rotfl:

SAnta doesn't need to be MSE, he makes everything from magic fairy dust

Hope you have a good one! xx

starnac

Cheery_Daff wrote: »

:rotfl:

SAnta doesn't need to be MSE, he makes everything from magic fairy dust

Hope you have a good one! xx

Then how come he pilfers my savings account each year??? :mad: :santa2:

rtandon27

:xmastree:Happy Christmas Starnac!:xmastree:

Hope you have a lovely day!

starnac

Well Happy New Year everybody.

We did stay up but only accidentally. Kiddies stayed up quite late then by the time we had put them to bed we decided to have a cuppa and watch a DVD. Before we knew it we could hear fireworks and it was midnight. We certainly didn't plan to stay up.

We've had a busy week since Christmas. We drove up north to visit in laws and saw some friends we haven't seen for a while too.

While we were there I got quite a few texts from someone who I thought was a friend. I can't really go into it but basically I called her out on something that she didn't like so now she is trying to make my life difficult. She has been attacking me professionally and personally, dragging my kids into it too Seems that I was good enough when she wanted me for things but now..... well I'm obviously no use to her anymore. I know that what she is saying is lies, and I know that the whole thing is so ridiculous it's laughable, but she has hurt me so much. If she didn't want to be my friend anymore then why not just distance herself?? Why do this?? I spoke to my bosses yesterday to let them know what she is saying about me and they are behind me 100% so that is a relief. But the whole thing has sullied my new year. I was so ready for another chance to clear the final bit of debt and really sort ourselves out and now I just want to curl up in the corner and not come out.

I'm sorry that I am letting it all out here but I really have no where else. DH keeps telling me to forget about it and my mum has obviously tried to make me feel better. But because of my work situation, a lot of my friends cross over into my work so I have to be careful what I say as I can't be seen to be bad mouthing her. I can't even get the whole story out here in case I am "outed"

Normal sevice will resume shortly I promise

rtandon27

Hugs Starnac & wishes for a Happy & Brighter New Year - you will raise above the nonsense, just give it time!