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This debt must go

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    starnac wrote: »
    [STRIKE]Coffee morning[/STRIKE]
    [STRIKE]All clothes upstairs[/STRIKE]
    [STRIKE]Clear paperwork off coffee table[/STRIKE]
    [STRIKE]Toys back upstairs[/STRIKE]
    [STRIKE]Clear last bits off dining table[/STRIKE]
    [STRIKE]Sweep dining room[/STRIKE]
    [STRIKE]Sweep front room[/STRIKE]
    [STRIKE]Check banks[/STRIKE]
    [STRIKE]Meals from stores[/STRIKE]
    [STRIKE]Pop to chemist[/STRIKE]
    [STRIKE]Ring 2nd job about having a day off in September[/STRIKE]
    [STRIKE]Print off agenda and last minutes for meeting tonight[/STRIKE]
    [STRIKE]Up the school later to watch pretend wedding DD's class is doing[/STRIKE]
    [STRIKE]DD has friend coming for tea[/STRIKE]
    [STRIKE]DD netball[/STRIKE]
    Run club
    [STRIKE]Meeting[/STRIKE]
    x

    Well everything crossed off yesterday's list apart from run club! I did fully intend on going as it was my last chance to run before Saturday's 10k but DD has been asking to go to netball for a while. Her friends go and as it is only £1 I agreed. Last night I took her for the first time and came away fuming with the lady who runs the netball :mad: I ended up complaining to the guy on the door and was then late home and didn't have enough time to get changed and get to run club in time. :mad:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 May 2014 at 6:00PM
    Today......well today's list is quite small really.

    [STRIKE]Check banks - loan payment out today?[/STRIKE]
    [STRIKE]Meals from stores[/STRIKE]
    [STRIKE]DD dance class[/STRIKE] £5
    [STRIKE]Go to 2nd job to sort out bank mess up[/STRIKE] :mad:
    [STRIKE]Pick up running vest from local cancer hosp fundraising office for Saturday[/STRIKE]
    Friend's house tonight - she's going through a hard time :(

    Think that will do. I've got some bits and pieces to do around the house but I'll just potter around and do them as I go.

    Off to see of the loan payment has gone out today.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes it has :T

    The actual amount the loan has reduced by is £139.10 which takes me over the 25% paid off mark :j :j :j

    May Challenge £328.13/£400

    Nearly there. £71.87 to find in 9 days.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 May 2014 at 2:21PM
    Spending over the last couple of days

    £1 DD netball
    £2.99 plasters
    85p drink for DS at the hosp this morning
    £10 loom bands *rolls eyes* for DD
    £2.90 bus fare to church
    £3.91 biscuits and hair bands. Hair band costs will be refunded from my business account so technically only £1 spent there
    £5 will be spent on DD dancing later

    That seems like quite a bit. I could have avoided the drink and biscuits had I taken some snacks with me this morning. :o The bus fare was unavoidable as I had quite a bit to take with me so I couldn't walk/run there. The loom bands......well if you have kids at the moment then you will understand! What is the fascination with tiny little rubber bands?? And why do they cost so much??? :eek:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :eek: at loom bands :eek:

    And PAH to mean netball people :mad: hope they sorted themselves out.

    And congratulations on getting over 25% :j :j :j Fab news :j :j
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the 25% Starnac! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you both. 25% was a mental barrier and I've passed that now. (Just)

    May Challenge is looking better now as well. £71.87 to find by the end of the month. Should be doable as I get paid from my 2nd job tomorrow for 2 night's work. I think that should come in around £70. So I'm almost there. Must check if I owe any money to the savings account though as I can't remember how much I moved last time I got paid.

    I managed to cross everything off my list again today with the exception of going to a friend's house. She text me earlier asking if I could pop round tomorrow instead so I am having a quiet evening tonight. Both kids wanted DH to take them to bed so I am making the most of the peace and quiet :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    starnac wrote: »
    May Challenge is looking better now as well. £71.87 to find by the end of the month. :D

    *fanfare* make that £1.87 to find :T

    Payday from 2nd job today. £71 exactly. Lonely £1 sent to savings and £70 paid off the loan.

    I did debate whether to send the whole amount to the loan to almost be at my target for the month. But I can see my savings growing and my car is due a service next week so need all the pennies I can get for that. I decided that the £1 would be better served in the savings. I'm sure I can manage to find £1.87 by the end of the month ;)

    May Challenge £398.13/£400 :T
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm pretty sure you can too :j :j :j
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Starnac

    Contacts on passing the 25% mark. That is great news!

    Only £1.87 to find- that should be nice and easy :D

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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