📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

This debt must go

Options
1125126128130131133

Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks everyone.

    It's not completely good news though as DH's overtime didn't come through. :( I knew it felt too good to be true. They have promised it'll be paid next month now instead. I'm a bit gutted as I was looking forward to having no overdraft for the first time in forever! :(

    Never mind. It's still a lot lower than it has been and I am chipping away at it. It's only a minor setback and I know that.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    Thanks everyone.

    It's not completely good news though as DH's overtime didn't come through. :( I knew it felt too good to be true. They have promised it'll be paid next month now instead. I'm a bit gutted as I was looking forward to having no overdraft for the first time in forever! :(

    Never mind. It's still a lot lower than it has been and I am chipping away at it. It's only a minor setback and I know that.



    Aw sorry to hear that Star. But you know that it is on the way and it should spur you on to keep it up! Next month won't be long coming around!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Its only a blip in road will be through soon :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gah - cheeky tinkers not paying the overtime! You're doing so well, and you've worked so hard at this, it feels flipping unfair that someone else's lack of activity can steal some of your elation away! :mad:

    Great work on negotiating the phone thing too - I've got 2gb a month in my plan and haven't ever gone over it yet and I use my phone a LOT with all the photo stuff so you'll be absolutely fine on that.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Ha, well done you! :money: Excellent work :D

    What she said.

    Pesky about the overtime but it will come.

    How about the bank holiday weekend coming up any plans with the tiddlers.

    :D
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sorry I haven't been around. I've been busy single-parenting while DH has been away for 3 weeks. He came home for the weekend but had to work which I was pretty peeved about. We did manage to spend an afternoon together on saturday before he had to leave again. He should be home friday and I can't wait. It's been hard work. Kudos to all the single parents and military spouses out there. I don't know how you do it all the time. Three weeks is enough for me.

    I've been keeping my eye on finances and while I have managed to keep grocery shopping to a minimum, DH has ate out almost every day in the last three weeks (the joys of staying in a hotel). Once he's home he can claim it all back as expenses but it's still had to come out of our account first.

    I have had quite a few orders from my craft business though and my first sale through my Etsy shop. So I've been cracking on with those. It has meant that all the household jobs I was hoping to get done while DH was away have not happened :o
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    Sorry I haven't been around. I've been busy single-parenting while DH has been away for 3 weeks. He came home for the weekend but had to work which I was pretty peeved about. We did manage to spend an afternoon together on saturday before he had to leave again. He should be home friday and I can't wait. It's been hard work. Kudos to all the single parents and military spouses out there. I don't know how you do it all the time. Three weeks is enough for me.

    I've been keeping my eye on finances and while I have managed to keep grocery shopping to a minimum, DH has ate out almost every day in the last three weeks (the joys of staying in a hotel). Once he's home he can claim it all back as expenses but it's still had to come out of our account first.

    I have had quite a few orders from my craft business though and my first sale through my Etsy shop. So I've been cracking on with those. It has meant that all the household jobs I was hoping to get done while DH was away have not happened :o



    Hi Star,


    Have we been living in the same household for the past 3 weeks? DH hasn't been away but might as well have been. He's been coming home at 3am and back out again at 8am, including the weekends. We've just come back from a few days away though so all is good again. It's so tough on your own though isn't it?


    Well done on the Etsy sales!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hope you get sorted soon and the expenses aren't too long in coming home. Its a nuisance that.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Star,


    Have we been living in the same household for the past 3 weeks? DH hasn't been away but might as well have been. He's been coming home at 3am and back out again at 8am, including the weekends. We've just come back from a few days away though so all is good again. It's so tough on your own though isn't it?


    Well done on the Etsy sales!

    Good grief CMD. That's a long time to be out of the house. Not really enough time to sleep either. Is that through his work? Bless you though. It's hard on your own isn't it? Glad you had a nice holiday though. That's what we need but can't til half term.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    DH is home today. Can't wait. I've missed him.

    I've been slowly decluttering again. I've already filled 2 boxes for the charity shop and a bag of kids clothes to pass to a friend. Still hasn't made a dent in all the clutter we have :eek: I really have to keep at it and not give up when I get bored lol!
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.