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going it alone and tackling the debt.

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  • Fizzy i print off gift tags off the internet for my kids presents, there not bothered what the tag looks like they just want to get into the present and lets face it they just get thrown away, if you google printable gift tags it should come up with some.
  • thanks pennywise i never thought about that, i will have a look when boys are in bed tonight and get them all printed out.

    stopped off at my friends barber shop after school so got the boys hair cut and we had a lovely cup of hot chocolate to warm us up :D
    just waiting for the lasagne to cook then we can have dinner.....im soooo hungry! really fancied fish and chips at lunch time but told myself no!! :naughty:
    better get ds1 to do his homework as he usually takes all night!!

    managed to put 87p in my savings jar today :cool:
    Total debt- 2982.00 Now- £2890.00
  • evening,
    a low spend day for me today just spent 79p on washing up liquid.

    i have decided im going to start wrapping xmas pressies tomorrow evening as boys are staying with their nanny, so i get a night off and i decide to stay in and wrap pressies!!! :rotfl:
    have not got any money to go out anyway so not too bothered and it will also be nice to get a good nights sleep as ds2 has not been sleeping well at the mo (god i sound about 65 rather than 25!!) :eek:
    anyway better go and bath the boys then need to hoover again as laminate flooring looks really dusty already.

    i have put £1.21 in savings jar today.
    Total debt- 2982.00 Now- £2890.00
  • beanielou
    beanielou Posts: 95,490 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your night off :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Enjoy your night off :)


    thanks :D

    they like staying at my mums so she said they could stay the night to give me a break.
    i miss the boys when they are not here so i said no at first but then they got upset as they really wanted to stay so i said they can, felt really horrible after i made them upset!! :(

    got a few bits to do around the house today then i need to get everything ready for my mammoth present wrapping session tonight!! :)

    really need to go food shopping over the weekend so need to write a list out for that. will also need to put petrol in the car over the weekend so i will be spending quite a bit. :mad:

    my payments have cleared on my credit cards but i cant seem to log on to update my sig, i think im going to aim to get hsbc credit card payed off by the end of april at the latest so i can start paying more towards asda cc. i think as long as nothing else goes wrong money wise i think this is doable. so that gives me 4 months to clear it.
    Total debt- 2982.00 Now- £2890.00
  • beanielou
    beanielou Posts: 95,490 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy wrapping!
    Have taken a different approach this year & just doing a couple a night!
    Much much less stressful for me :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Happy wrapping!
    Have taken a different approach this year & just doing a couple a night!
    Much much less stressful for me :)

    every year i tell myself i will wrap a few pressies here and there then end up leaving it till christmas eve!! :mad:
    trying to be more organised this year.
    Total debt- 2982.00 Now- £2890.00
  • well last night didnt go according to plan, ds1 had a sickness bug and came out of school looking like a ghost bless him. he stayed with me last night but my mum still had ds2 so i could spend 100% of my time looking after ds1.
    so therefor i got no wrapping done!!! :cool:
    ds1 is still in bed, he says he feels better and hasnt been sick since midnight so im hoping he will be back to normal soon!!!

    not very happy with myself either as i decided to get a takeaway last night as ds1 couldnt eat and i was tired :mad: spent £4.25 on a kebab and can of coke, it was really nice though as its the first takeaway ive had in about a month but im gutted that i caved in!!!

    it will be a nsd for me today though as ds1 cant go far.
    Total debt- 2982.00 Now- £2890.00
  • afternoon,
    ds1 is alot better today so they have both gone to their dads for a couple of hours, really i should be taking this time to start wrapping pressies but instead im on here whilst watching eastenders!! :D

    need to pop to the shop in a bit but im such a wimp when it comes to driving in the snow!! :cool: i might pluck up the courage and go as i would rather risk it on my own then when the boys are with me.
    cant pay anything else off my debt till at least tuesday now as im officially skint! :(
    Total debt- 2982.00 Now- £2890.00
  • managed to get to the shops today so spent £2.06 on pasta and eggs which i needed.

    still have not put petrol in my car but the petrol light still hasnt come on so not to worried that ill run out. if we venture out tomorrow i will put £20 in but glad im so far sticking to my petrol budget.
    need to do a proper food shop as kids are off scholl now but shouldnt spend to much as xmas eve we are at my sisters, xmas day at my mums then boxing day at my dads. going to be a bit hectic and will probably need to fill up car again as my dad lives about 40 mins away but hoping as all this extra money spending will stop after xmas i can start to pay more off my debts.

    oh yeah i have joined a challenge where i hope to clear all my debt in 2011 so really need to get focused on the debt busting so hoping next year will be a good one. :j
    Total debt- 2982.00 Now- £2890.00
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