going it alone and tackling the debt.

fizzypops

frasersmum123 wrote: »

Good luck with your journey - it sounds like you are doing a grand job

thankyou.

well today has turned out to be a very high spend day

my car decided to pack up this morning, apparently it is something to do with the clutch, luckily my brothers mate who is a mechanic came round to look at it and said he will pick it up in the morning and take it to his garage to sort it out BUT it could cosy around £200 which will have to go on my credit card as i dont have that sort of money spare :mad:
so looks like ill have to update my credit card balance!! :doh:

fizzypops

well got my car fixed yesterday, it came to £130 in the end so better then i was first told. went straight on the credit card though :mad:

had a sickness bug all day yesterday so my mum had my boys which was a great help as i felt really rough.
done my shopping online today so that will be getting deliered tomorrow night, spent £31.76
changed my euros over and got £76 so that will go in my xmas shopping fund, hoping to get most of the presents tomorrow as i have now written a list out for the boys si i feel more organised and know what to get.

going to my mums for dinner in a bit so that will save me cooking!!

pennywisepoundstupid

Sorry your feeling under the weather and that was nice of your mum to have the children. Well done on changing the euros over, i've got £20 euros sat in a jar in kitchen from summer holiday, not sure if they will let me change such a small amount though.

fizzypops

thanks pwps.

well i went xmas shopping today and got a few more bits plus cards and wrapping paper, just need to pop into town tomorrow as there is some stuff in the £1 shop i want to get. have not spent any money other then on xmas pressies which i budgeted for.

going to put the xmas decs up on wednesday as boys keep going on at me!!!

got my statement through from hsbc so will pay over the min payment tomorrow then anything i can pay towards it after that is a bonus.
going to dye my hair tonight i think, i have had a home kit sat in my cupboard for months so finally going to do that then sit down and watch the soaps whilst i wait for my shopping to be delivered

frasersmum123

Sorry to hear about the car - its always hard when you feel like you have taken a step forward and then two steps back.

Hope that your shopping isnt delivered when your in the middle of dying your hair

fizzypops

frasersmum123 wrote: »

Sorry to hear about the car - its always hard when you feel like you have taken a step forward and then two steps back.

Hope that your shopping isnt delivered when your in the middle of dying your hair

it is really annoying about my car im just going to have to try and pay it off asap but thats a bit difficuilt when i dont seem to have any money!! :mad:

i ordered my shopping to come later so i wouldnt be interupted and have to run to the front door looking like something from the rocky horror show!!!

i just done a snowball thingy on my debts and if i pay off £100 a month i will be debt free in feb 2012 :eek: really need to get this down so i think i will update every so often to see how im doing, just wish i could afford to pay a hell of alot more off every month!! hopefully after xmas things will settle down.

fizzypops

morning,
shopping got delivered last night so hopefully if my meal planning goes to plan we have enough until next week. total was £31.06 so really pleased about that.

going to pop into local town today to get some more pressies and want to pop into the £1 shop as they seem to hae really good xmas bits in there.
i have about £100 in my purse which im hoping will last so i dont have to touch my bank account this week apart from paying debts as every bill seems to come out at the beggining of the month so need money to cover them.
its the kids school xmas fayre on sunday so trying to save my change for them to but some cakes and look around the stalls.

fizzypops

nearly finished xmas shopping just need to get my neice and nephew something then i am finished :j

feels like a weight has been lifted off my shoulders :cool:

still got about £42 left from my £100 but dont need to get anything food wise so hopefully that will last for a little while.
going to check online banking to see how much i can pay off on hsbc card, wont be much but as the min payment is only £7 im not to worried, also will give me a chance to check my new balance as car parts should of gone on there now. :mad:

beanielou

Good going on Chrimbo shopping

fizzypops

beanielou wrote: »

Good going on Chrimbo shopping

thanks

just paid £20 off my hsbc credit card but my new balance is £421.94
i want to try and start paying £20 a week off this at least so next tuesday i WILL pay another £20