going it alone and tackling the debt.

mummytogirls

Hi fizzypops, im back as promised!

Really sorry to read about your situation, 2010 has been very bad for a lot of peoples relationships that I know. A very good couple friend of mine are getting divorced :eek:, that was a shock I can tell you!

Sounds like youve got everything planned though :T

Hope the kids arent driving you too mad today x x

fizzypops

mummytogirls wrote: »

Hi fizzypops, im back as promised!

Really sorry to read about your situation, 2010 has been very bad for a lot of peoples relationships that I know. A very good couple friend of mine are getting divorced :eek:, that was a shock I can tell you!

Sounds like youve got everything planned though :T

Hope the kids arent driving you too mad today x x

thanks
the kids are with their dad at the moment so i am supposed to be cleaning as we are off out to my sisters tomorrow and will hardly be here over the weekend but i really cant be bothered!! :mad: i feel like poo tonight and have a headache

really need to get it all done though as i want to be in bed for a reasonable time tonight as we will be getting up early, just really need to get motivated.

fizzypops

well christmas is over for another year
me and boys had a great day though and they got totally spoilt as usual!!

had 2 nsd (sat and sun) and today i spent £4 on washing powder (reduced) and fabric softner.

going to go to the local minature railway tomorrow but will use xmas money i got, i think for a family ticket it is only about £4 so will be a low spend day but at least the kids and me can get out for a bit which will be nice.

mummytogirls

Morning Fizzypops, glad you had a nice Christmas, still cant believe your already thinking about the next one :eek: haha!!!

Awwww the miniature railway sounds lovely, hope you all have a lovely day x x

pennywisepoundstupid

Hope you have a lovely day fizzy.

Radish72

Glad to hear you all had a fab Christmas :j

fizzypops

thankyou everyone, we had a great day boys really enjoyed themselves, luckily it started raining when we were just about to go home so it didnt spoil it for us.

going to pop into town tomorrow as i have lost my boots advantage card and tesco clubcard so i want to apply for new ones so i can start saving!!

nothing to report on the debt front but i can already see a change in my bank balance now christmas is over.

as from january 1st i will have a year to become debt free (hopefully sooner) but that is my target anyway.

fizzypops

i have had another quick lok at my online banking but have to be careful as alot of my direct debits will come out next week so i dont want to be transfering money around and leave myself short for those.

i think as i have joined the "pay as much as you can in 2011" challenge i will wait till saturday before i make any more payments towards my debt so that will give me exactly a year to pay off the rest of my debt.

still going to try not to spend money i dont hsve to and i have £31.43 in my purse so will use that for shopping etc as i dont need much food this week, that way i can leave my bank account alone (hopefully!! )

fizzypops

afternoon,

yesterday me and the kids went swimming so i spent a toatal of £3.70 for me to get in as kids both go free, had a great time and it was a cheap day so really happy!! :j

today we went food shopping i decided to go to my local lidls today to try it out. i spent £22.04 and got everything i needed

need to put some petrol in the car before the prices go up. :mad:
will probably put £20 in, i still have about 78 miles left (according to car computer thingy) so hopefully if i put another £20 in it should last.

got my hsbc credit card statement today min payment is £9.99 so will pay that on sat then can start overpating once all my direct debits come out next week. :cool:

pennywisepoundstupid

Decided i'm going to shop more at lidls and aldi, think i will make a list of all i need check prices online for tesco/sainsburys and buy it from lidl if its cheaper, need to cut back and pay off BC.