Looking to the Future ... My Mortgage Free Dream

*Jellie*

You can do it!
Maybe you should draw a memory girl tree to colour in. I might try and do one for the next year!

yukkibear

What's a memory girl tree Jellie?

*Jellie*

Memory girl has a really fast moving thread that is inspiring but difficult to keep up with.
She drew a picture of a tree with each leaf representing a small payment to her debt e.g. If aiming to pay off £2 000 aim to do it in £100 chunks. Draw 20 leaves on tree and colour in 1 each time you pay another £100.

I'm planning to do something similar- not realistic for me to do one for the whole mortgage but might do one for my challenge target this year. I might also make a ticker for this years challenge as on DFW!

gallygirl

*Jellie* wrote: »

Memory girl has a really fast moving thread that is inspiring but difficult to keep up with.
She drew a picture of a tree with each leaf representing a small payment to her debt e.g. If aiming to pay off £2 000 aim to do it in £100 chunks. Draw 20 leaves on tree and colour in 1 each time you pay another £100.

I'm planning to do something similar- not realistic for me to do one for the whole mortgage but might do one for my challenge target this year. I might also make a ticker for this years challenge as on DFW!

THIS is what I have done. Each brick is 1k, slowly getting there (even if some have to be removed occasionally )

yukkibear

*Jellie* wrote: »

Memory girl has a really fast moving thread that is inspiring but difficult to keep up with.
She drew a picture of a tree with each leaf representing a small payment to her debt e.g. If aiming to pay off £2 000 aim to do it in £100 chunks. Draw 20 leaves on tree and colour in 1 each time you pay another £100.

I'm planning to do something similar- not realistic for me to do one for the whole mortgage but might do one for my challenge target this year. I might also make a ticker for this years challenge as on DFW!

Thanks Jellie, that's a great idea

gallygirl wrote: »

THIS is what I have done. Each brick is 1k, slowly getting there (even if some have to be removed occasionally )

I LOVE that idea Gallygirl.

RosieTiger

That's the best looking and most expensive Lego house you will ever get to make!

yukkibear

Been at home all day today, DD2 really isn't well so she's been on sofa dozing and thankfully drinking a lot, just not eating. Tonight will consist of decluttering the last of the xmas wine in prep for January.
I've managed a mini declutter this afternoon of reducing the amount of coat hangers in dd2's wardrobe. I've taken down all the xmas decs and tree etc so the lounge looks a little tidier.

My January plans

- make £200 to overpay the mortgage
- No alcohol
- Maximum £50 personal spends for me (this will usually be food when at work, kindle ebooks and not much else, It's the food at work thing I need to stop)
- Sign up for the Race for Life when the registrations start (there's goes £12.99 of my personal spends)

*Jellie*

Gallygirl that is ace! Did you make it on excel? I had thought of doing something similar but had decided I'm not artistic enough- however I'm sure I can do it in excel. Thanks for that.

YB well done on the decluttering and happy new year!

yukkibear

Hmmm I've been naughty and bought myself a new years eve pressie I bought some soap and glory. Too much of a bargain to pass up on and it'll keep me going for ages. I got £5 off with a code too so still MSE lol. Still cheaper than going out drinking tonight

gallygirl

*Jellie* wrote: »

Gallygirl that is ace! Did you make it on excel? I had thought of doing something similar but had decided I'm not artistic enough- however I'm sure I can do it in excel. Thanks for that.

YB well done on the decluttering and happy new year!

Yup, excel rules